<p>Hello, so I applied and was accepted to the University of Alaska Fairbanks. So far I have received the pell grant for 6K$ and loans totaling another 6500 and a discounted out of state tuition to 150% of instate tuition. Their estimated price of attendence totals 22,000 which means I am nearly 10k short. I am curious as to what I can do exactly. I have maybe 700$ my self in total which will just barely cover my flight up there from california and then I am still 9.5k short. </p>
<p>I do not think my parents will take out a PLUS loan since they can not afford it and my EFC was 0 anyways, is there any way I can get more loans without credit or a cosigner? I figured if I can get federal work study that would be another maybe 4k and I am still very short. Any ideas?</p>
<p>No, you can’t get loans as a student with no credit history or collateral --that would be bad business you’d lose all your money.</p>
<p>4k is too high for w/s. usually it is 900 to 2,000, if you didnt get any they may not have any left to give. plus you still have to find a job. u can find one on your own but u wont know.</p>
<p>You are foolish, because you are trying to pay OOS tuition, giving up your cal grant when UCs cover the cost instate for low income students. I wouldn’t bet on you.</p>
<p>You cant afford this school.</p>
<p>the discount is misleading to many because you are still OOS hence no institutional aid. usually only more affluent kids can afford the wue discount.</p>
<p>You are silly to give up a cal grant…that is poor judgment in your situation.</p>
<p>either call up a csu or uc and see if you can still attend, or take a gap year and reapply…or start at a calif cc, but be sure that you have your cal grant reserved.</p>
<p>Nothing more to be said. Going out of state when you have CA funding reserved for college is a bad idea if you can’t afford it.</p>
<p>Well the thing is, I hate California and would like to do anything to get out of here. Any advice for me other then the fact I am stupid for not staying instate?</p>
<p>
California is a big state. I’m sure you could have found something, somewhere in CA not to hate. And hating CA does not mean needing to go to the most distant & most expensive travel destination.</p>
<p>There are many schools outside of CA that offer generous FA or merit aid. For a strong student, there are schools like Alabama, Arizona State, Oklahoma, Cooper Union where you could go for free or practically free.</p>
<p>
How were you planning to pay for travel during breaks? It’s not like you can easily hitchhike thru Canada?</p>
<p>You cannot afford this school. </p>
<p>Are you an incoming freshman? If so, this financial situation should have been apparent before you made the decision to matriculate. </p>
<p>What to do now? You need to regroup. Here are your issues…you can’t afford Alaska this year. You are going to go through the same financial angst next year…and every other year you attend the school. It won’t get MORE affordable, it will get less so, because the costs will increase annually.</p>
<p>I’m not sure,what you have to do to preserve your Calgrant eligibility status. That needs to be clarified by someone else here.</p>
<p>Here is what I would suggest. Is there a community college where you can commute for just one year? I know that isn’t your first choice, but it is a means to your end. California is a HUGE state. After that first year at the community college, transfer to a cal state that is in another part of CA from where you currently live. You will need to work with the transfer advisor at the community college to target schools.</p>
<p>Your Pell grant and the Direct Loan will pay for you to attend a community college as a commuter. </p>
<p>If you can work and save some money, while living at home, you might be able to apply to an affordable cal state or UC. Of course, I’m assuming you would be Calgrant eligible next year. You need to check that.</p>
<p>The only other option is to get a reliable cosigner who will be willing to cosign a loan with you…and this person needs to be credit worthy for ALL four years of college.</p>
<p>From previous threads, looks like OP graduated high school in 2013 with a 30 ACT and about a 2.0 GPA (family issues), and is a CC student, not an incoming freshman. As recently as May, OP wanted to transfer to instate colleges (Physics major). </p>
<p>calif is a very diverse state. Northern calif, central calif, and southern calif are all very different. which part do you live in and how can you claim to hate the whole state when it is like 3 different states? what do you hate?</p>
<p>anyway…you cant afford Alaska…you cant even afford the transportation, much less the clothing/shoes you’d have to buy.</p>
<p>You would have gotten ws if it was available for you. the school likely gives it to instate students who truly need it to afford their instate school.</p>
<p>If this poster is a transfer student then he likely recently received his financial aid package from Alaska.</p>
<p>OP…have you already made a matriculation decision or do you have other options to consider?</p>
<p>I suggest completing your education with as little debt as possible so you will be free to do what you want and go where you want when you graduate. Look for summer work elsewhere or when you graduate. For eligibility for interesting summer jobs you might want to get cpr and first aid certified.
<a href=“http://www.coolworks.com/”>http://www.coolworks.com/</a></p>
<p>Yes I am a transfer student and just recently received my FA offer. I was really counting on FA to cover me but I guess not. My only other option at this point (unless other places are accepting applications still?) is to continue on at my community college and finish the rest of my course work that I would be able to do at a CC. While my dream is to go to Alaska for university, I am considering other out of state schools that may offer me great financial aid or possibly private schools, though I only have a 3.2 gpa at the moment. Any advice in that regard? Also, I have spent a lot of time in southern cal and central cal ( where I am from) and I just do not like it at all. Not like how I feel in places where it snows everywhere ( like upstate NY and PA)</p>
<p>And since I will most likely not be able to afford this school, this next year I will apply to some cal schools, it is just not my top choices at all.</p>
<p>Good that you have the option to continue at your CC! Please do,talk to your transfer advisor about options within CA. Plan to apply for jobs in a different climate…where there is snow…after you graduate. </p>
<p>After last winter, I can safely say, there are plenty of people who would trade places with you in terms if climate!</p>
<p>You can move out of California once you have a college degree. Take advantage of the options within California.</p>
<p>How about Humboldt?</p>
<p>Stay in California or find a school where they will cover 100% of your financial need</p>
<p>Northern Cal is very different, so apply to CSUs and UCs up there. get your grades up…other OOS schools wont work either since usually only the top ones give great FA pkgs, and your stats arent adequate.</p>
<p>Other states don’t generally give financial aid to OOS students, that could have been looked into in advance and foreseen. So to get aid from an OOS college as a transfer is pretty much out of the question. Schools that give merit aid give it for freshmen.</p>
<p>Also Cal grant will just cover tuition for CSU. It is only for UC that you get all your costs covered. </p>