<p>okay so my situation is kind of complicated...i tried searching a bit for an answer but couldnt find what im looking for so I thought i would post a thread...</p>
<p>My problem is I have a dad who makes over $250,000/year but isnt willing to help whatsoever with my college, including cosigning on student loans...I worked all summer trying to make as much as possible to pay for school but only came out with about $5,000 but im going to need more.</p>
<p>I already got into a state school, where tuition is cheapest, and just found out about 20 days before class starts that my dad wont cosign on the loan so my question is, is there any other ways to help me pay for school? Cause I know I wont have enough even if I get a job to help pay for it...</p>
<p>I know my dad makes too much to be able to qualify for alot of things, but im sure there is someway to get some kind of loan or support without parents or anything. </p>
<p>Any help on this issue would be awesome I'm in a very tight spot here and dont have too many other places to turn for help. Thanks alot</p>
<p>Tanner, if you file a FAFSA you will qualify for a $5000. unsubsidized federal student loan regardless of your father’s income. That’s something quick you can do for starters. You should also go the financial aid office of your college and explain your situation to them. They may know of some other strategies to help you in the short term.</p>
<p>Another scenario is to defer admission for a year and work. You could save quite a bit that way, and also consider other options… perhaps do a couple years at a community college and then transfer to the state u. That can save a ton of money. Will your parents let you live at home if you’re going to a community college to which you can commute?</p>
<p>My daughter did her first year at the local state u (we live just 3 blocks away), and it saved a lot of money.</p>
<p>Is it too late to fill out the FAFSA? and the deal is I wont live at home again, so the only real difference I would make by going to a community college is about $600/quarter give or take…because school here is really cheap. </p>
<p>And also ive been out of H.S. for about 2 years trying to figure out how to earn enough to pay for school and I just want to start school already. </p>
<p>One of my biggest problems though is my dad said he would be okay with cosigning the student loans, so I signed a year lease on a really affordable apartment near school…but obviously he changed his mind, and now I cant leave here for about a year and there is no nearby community college or place that will pay good enough to save for school.</p>
<p>thanks lol trust me im aware of this. its like hey…dont have kids if you dont want to take care of em…</p>
<p>but ya ill go talk to a financial aid counselor and look into the fafsa but if anyone else has any other input that would be awesome thanks alot</p>
<p>No, it’s not too late to file a FAFSA! Actually you can file it anytime during the academic year and a bit beyond that even, but sooner is better for you since school will be starting soon.</p>
<p>I am always perplexed by these posts from students who find out jut days before they are supposed to enroll in college that no one is paying the bills. Where did you think the money was going to come from when you accepted the admissions offer at the college? By that time, you knew the costs, and you knew there would be a bill for it. </p>
<p>As noted, you can file a FAFSA ASAP and that will get you the unsubsidized Stafford loan.</p>
<p>Another option would be to work for a year, and then apply to schools that might offer you MERIT aid…scholarships based on your academic achievements, not your financial need. </p>
<p>You have work experience, and some money saved.</p>
<p>Go to school part-time, and find a full-time (or nearly full-time) job. Your work experience should qualify you for a slightly better paying position than most students have to take. The challenge will be to balance your work and study time so that you can do well in your classes.</p>
<p>Also, if possible try to find an employer that pays education benefits. My company, an accounting firm, pays up to 5,000 per year for employees who work at least 35 hours/week and have been with us a year (even admin people).</p>
<p>If you want good education benefits, one of the best places to work is at a college or university. Many college/university jobs have somewhat flexible schedules, and most institutions will allow you to enroll in one 3 or 4 credit course for free each term. Depending on your position, you might have time to take an additional course (or even two or three 1 credit classes) that you would have to pay for.</p>