How would I go about getting a 200,000 dollar loan?

<p>I knew an Emerson grad. She got a job at a major talent agency in LA, (where I also know a couple of Chapman grads currently working there for the usual $12 per hour starting salary.) I think she made assistant. Got chewed up and spit out. Ended up working as an assistant to her mom in an unrelated field. She does know famous screenwriters, though. Fortunately her parents could pay for her education so didn’t have to pay student loans.</p>

<p>Having large student loans impedes your ability to take these sorts of dues paying jobs in the industry. Not that you can get these loans OP. Be sure you don’t try to squeak one through the first year, if your parents are that foolish. When the time comes the next year and you can’t qualify you will have to drop out and start paying back your loans. Be sensible. Learn screenwriting on your own. Just get a good education and be a good writer.</p>

<p>"Having large student loans impedes your ability to take these sorts of dues paying jobs in the industry. "</p>

<p>This is very true. When you have a $2000+ a month loan payment ($24k per year), you can’t take a starter job in the industry that doesn’t pay that great. (and working at night at a strip joint isn’t going to cut it either)</p>

<p>I was looking for advice, not to be made fun of. And, actually, I’ve already taught myself screenwriting. I want to go to a college where I will be connected so I can live an even higher version of the high life. #sorrynotsorry</p>

<p>", actually, I’ve already taught myself screenwriting. I want to go to a college where I will be connected so I can live an even higher version of the high life. "</p>

<p>Ok…so then why do you need to go to Emerson?</p>

<p>Ally…how much do you think you’ll be earning each year for the first few years after you graduate? </p>

<p>And, how much do you think the payments will be on a $200k loan?</p>

<p>and, have you asked your parents if they’ll co-sign $200k in loans? </p>

<p>Borrowing $200k is a VERY serious matter which means many things must be considered first. The desire to live the “high life” doesn’t trump all those other considerations. Right?</p>

<p>Stop feeding the ■■■■■. Seriously.
Even if she’s serious, she doesn’t actually care what anyone says. She wants HER way and she wants it now. Using reason doesn’t work with someone as clearly spoiled as this. </p>

<p>OP claims to be autistic. I am not a doctor, and I am not sure how autistic people listen to advice and opinion of others. According to wikipedia they are seriously lacking basic communication skills.</p>

<p>I cannot take seriously anything that OP writes… But if it’s not because she is a ■■■■■ but a result of disorder, in my opinion OP’s parents should be dealing with it. They know how to deal with it. I don’t.</p>

<p>I don’t think she is necessarily spoiled. She lacks the ability to take someone else’s perspective. </p>

<p>In any event, $200,000 is too much loans for college. That is $50,000 a year. The payback after graduation would be in excess of $2000 a month. </p>

<p>Thumper, she won’t live at home because they fired their housekeeper. I’m not sure how much more spoiled one could get… lol</p>

<p>$50000 a year at say, 8%, will have grown to around $240,000 at the end of 4 years. The monthly payments on $240,000 would be $2900 a month every month for10 years. You would end up paying $150,000 in interest. A loan payment of $2900 a month right out of college would be almost impossible to pay even with a job that pays well right out of college.</p>

<p>UMass Dartmouth is a respected institution in a very strong state school system - I don’t see why you’d consider it shabby. I’d reckon there’s a lot more crime near Emerson, considering it is smack dab in the middle of Downtown Crossing in Boston; which, while a lovely area in general, is still susceptible to many of the crimes common in very urban areas. </p>

<p>With interest, you’re going to end up paying back a quarter of a million dollars for a degree in something that doesn’t even have an established market - we already have a Scorsese and a Spielberg. </p>

<p>The OP isn’t fully grounded in reality, but some of that may because of an issue that she mentioned in another thread…being on the Autism Spectrum. She and her family also seem to have an automatic dislike for public schools. There are folks that truly don’t like the public K-12 system in the US…right or wrong. However, the college system is very different and shouldn’t be viewed in the same way.</p>

<p>This can’t be serious. But on the off chance that it is, I will tell you categorically that you should not borrow $200,000. Your parents would be nuts to co-sign for it also. </p>

<p>Go to a school that you can afford. </p>