I don't think college is for poor people

<p>Most of the schools that meet 100% of need are tier 1/ivies ( gpa)</p>

<p>and all the schools with decent academics that accept less than perfect students have terrible financial aid. </p>

<p>whats an impoverished B+ student to do???</p>

<p>anyone else feeling like finding good schools with good financial aid that accept more than 10% of applicants is impossibple?</p>

<p>What about public schools?</p>

<p>public school is still 10-20k a year, money that i at least dont have</p>

<p>$10,000 - $20,000 could easily be diminished by maintaining a part-time job during the school year and a full-time job in the summer. In addition you’ll probably qualify for some financial aid and/or loans + grants.</p>

<p>Another option: live at home and go to community college for the first 2 years. Work during the summers, and save money for the last two years at a top public.
In California, many of the kids at places like El Camino and Santa Monica get final degrees from UCLA and UC Berkeley. And they save a ton of money.</p>

<p>Community college for two years.
Work?
I worked three jobs at school including working as an RA to pay for housing.</p>

<p>^^^ I did the same thing. My degree is from UC Irvine, and it never comes up that I spent my first two years working and going to community college.</p>

<p>Do some research on these schools (click the link for each school):</p>

<p>[Project</a> on Student Debt: Financial Aid Pledges](<a href=“http://projectonstudentdebt.org/pc_institution.php]Project”>http://projectonstudentdebt.org/pc_institution.php)</p>

<p>there are many non-ivy schools there</p>

<p>for example, this is what Lehigh says:</p>

<p>[Project</a> on Student Debt: Institution Details](<a href=“http://projectonstudentdebt.org/pc_view.php?idx=57]Project”>http://projectonstudentdebt.org/pc_view.php?idx=57)</p>

<p>"For students with family incomes below $50,000, after the family covers any EFC, the college assures enough grant aid and work study to cover the remainder of the student budget. "</p>

<p>here are the schools:</p>

<p>List of Schools and Pledges</p>

<p>Click on the name of an institution below for details on its pledge. </p>

<p>Amherst College
Appalachian State University
Arizona State University
Bowdoin College
Brown University
California Institute of Technology
Claremont McKenna College
Colby College
College of William and Mary
Columbia University
Connecticut College
Cornell University
Dartmouth College
Davidson College
Duke University
Emory University
Georgia Institute of Technology
Grinnell College
Harvard University
Haverford College
Indiana University, Bloomington
Lafayette College
Lehigh University
Massachusetts Institute of Technology
Michigan State University
Middlebury College
North Carolina State University
Northwestern University
Oberlin College
Pomona College
Princeton University
Rice University
Stanford University
Swarthmore College
Tufts University
University of Arizona
University of California (systemwide)
University of Chicago
University of Florida
University of Illinois at Urbana-Champaign
University of Louisville
University of Maryland, College Park
University of Michigan, Ann Arbor
University of North Carolina, Chapel Hill
University of Pennsylvania
University of Richmond
University of Tennessee
University of Virginia
Vanderbilt University
Vassar College
Washington University, St. Louis
Wellesley College
Wesleyan University
Williams College
Yale University</p>

<p>Kilijin,</p>

<p>What state are you a resident of? That’s important because the cost of in-state publics varies quite a bit across all 50 states. And the kind of state need-based FA (as opposed to federal need-based FA) also varies quite a bit across the 50 states.</p>

<p>One possible alternative to CC is commuting to a local directional state U. This kind of public university is usually happy to admit B+ students. If you can live at home, then Stafford + Pell (if you’re eligible) + state aid will likely meet a substantial chunk of the tuition and fees.</p>

<p>johnadams12</p>

<p>this list is exactly what i mean it includes tons of fantastic schools that for the most part have teenie tiny acceptance rates.</p>

<p>what good schools have at least decent acceptance rates and fantastic financial aid?
it seems like the answer is none =(.</p>

<p>CC or suny (im from ny) are still massively expensive for me without taking in maybe a third job, which i think would negatively effect my grades. which is pretty much beside the point</p>

<p>There are at least half a dozen schools among that list that would be considered matches or safeties based off of your statistics.</p>

<p>I’d strongly consider U of A, Indiana at Bloomington, North Carolina State University, and University of Illinois at Urbana-Champaign.</p>

<p>kilijin, exactly what do you define as “teenie tiny acceptance rates”?</p>

<p>again, I strongly suggest that you take some time to do some research on each of the schools in the list.</p>

<p>

</p>

<p>SUNY four-year schools have good articulation agreements with the system’s community colleges. Take advantage of what SUNY offers. It is a much better system for transfers than some other states.</p>

<p>

Girlfriend at university of michigan transferred from a community college with a 3.67. She applied for financial aid and they pay 100% tuition and 100% books plus extra. She received so much that she had to turn some down.</p>

<p>Kilijin,</p>

<p>I understand your reluctance to take on even more employment to try to finance a college education. It is true that poor students who work too many hours (off campus) and try to take too many hours on campus can and do get into academic trouble and wind up in school for additional time, requiring more money and further student loan debt.</p>

<p>But tuition and Fees at SUNYs and CUNYs still somewhat reasonable. I teach at Buffalo State; next year tuition and fees will run a bit more than $6K.</p>

<p>Of course, the problem is that room&board at SUNYs is often relatively expensive; at Buff State, next years room&board for students living on campus will average a bit more than $10K. So the total COA for a student living on campus is about $16K. Other SUNY-University Colleges have similar tuition, fees, and room&board I believe. The COA at the Univeristy Centers is more, if I recall right.</p>

<p>Now, how poor are you? Are you Pell eligible? What’s your TAP award look like?</p>

<p>If you’re poor enough for the maximum amounts of Pell and TAP, then Pell+TAP+full Stafford loans ought to come really close to paying for tuition, fees, room&board at a SUNY University College.</p>

<p>And even if you are not Pell eligible, a smallish TAP+full Stafford loans should cover tuition and fees at most SUNY University Colleges. So the question is: Is there a SUNY University College that you could commute to from home? If you are in the city, you ought to look at the CUNYs since TAP+full Stafford loans ought to come close to paying for tuition and fees.</p>

<p>Yes, it’s a shame that you will likely need to take out the full amount of Stafford loans to make college work. But many middle class and upper middle class students (including many high stat ones who manage to gain admission to many of the colleges on JohnAdams’s list) will also have to take out full Stafford loans to finance their college education as well.</p>

<p>And there are ways to try to minimize the non-tuition&fees costs of going to college. Living at home and commuting is one way. </p>

<p>But if you want to go away for college, there are still ways to minimize the non-tuition and fees costs. If you are required to live on campus the first year, then don’t bring a car with you. Inconvenient? Yes, but cars are really expensive to maintain and insure. In future years, you can move off campus and find a really cheap place to live and being extra frugal at the grocery store. And again, don’t bring a car with you. Find a roommate with a car or learn to use the bus system.</p>

<p>If you’re from NY then you can get the TAP and Pell grants, which will probably give you around $10,000 a year. SUNYs are less than $20,000 per year, so with the federal aid it should be $8,000-$10,000 per year. Very reasonable, and you can get loans and pay the rest later.</p>

<p>It looks like the OP has not really done any research in-state if he didn’t know that CUNYs are so affordable. Or that SUNYs are among the most affordable four year colleges in the country.</p>

<p>OP, you have to realize that colleges that meet full financial aid are the ones that most students want to attend, and that will make them among the most competitive to get into. The US has set up Community Colleges to allow those with less means to start their education. If you excel in CC there is a chance you can get some scholarships in a four year college.</p>

<p>I am also poor, Kilijin. Don’t let it discourage you. Loans may not be attractive, but the way I see it is education is an investment. If you go to the best school possible for you then you will get the most out of your education, and you can worry about the loans later. That’s just my outlook on it. But I completely understand.</p>

<p>I felt very similar to how you feel (being poor, not able to pay for college), but through research, I’ve found that there really are a lot of good schools that have great financial aid.</p>

<p>As for the list presented earlier, I bet you could get into several of those schools, as a “B+ student”.</p>

<p>The system (like most) is tilted against the lower class, but that doesn’t mean you can’t find a way.</p>