<p>@Samman282: So if you are not sure where you would want to work or study, but prefer the UK due to affordability, then you must realized that if you can not get a Job there after graduation, the only option would be to return to your country of citizenship to work, provided this is a viable option for you and you would not have any problem getting a good job at your home country. So far, the US is the only country with the most favorable rates of foreign graduates being able to be absorbed into the work-fork temporary till they get a more permanent status. The same can not be said of European countries, especially Germany. From what I have reading on this forum about European Universities for international students, its more like “COME - STUDY - GRADUATE & LEAVE”
So as much as you want to save by attending colleges that will give you the most money, let your “END GAME” be a major factor here.</p>
<p>’ A bit surprised that you did not apply to or mentioned “JACOBS UNIVERSITY” which is know to giving full-tuition to international students, but you are responsible for your room and board. One of the English speaking schools, if not the only in Germany with the fastest growing international student body, and excelling faster in Engineering and Research as-well…
After-all, what good will it be after graduation, you are unable to work with the degree that you so earnestly worked-hard for.</p>
<p>ccco: Samman is German. It means s/he can work in the UK, France, Spain, etc, etc, all 27 countries of the European Union, without needing a permit.
Right now, Canada and Australia are actually much better at integrating international students into their work force. Canadian representatives actually come to “poach” students from the US by showing how much easier it is to get a work permit and permanent residency in Canada. </p>
<p>@MYYOS1634; Ok. That clarifies a lot of the issues…Then OP should consider the European schools. And many schools up there are free as long as he would want to spend a year learning the language as in Sweden etc.
Also nothing wrong with taking a GAP year and applying broadly to more US schools with better financial packages.</p>
<p>@MYOS1634 and @ccco2018
I talked to my parents and they told me that I should not look on community colleges anymore, because they are not sure they could pay the full fees for two years. That’s a problem, because in that case I would have to go back to Germany and I would have to repeat everything I did in the US.
Also, there is a calculator on the Student Finance site (England). I calculated what I would have to pay back, if I would take the 27,000GBP loan from them (9,000/yr x 3) and these are with interest between 40,000-58,000GBP which seems crazy to me.</p>
<p>So I will take my chance in the UCAS Extra round to find a university in Scotland, choose a Scottish college or begin my studies here in Germany.</p>
<p>In case I choose to begin to study here, should I rather look forward to take a semester or two abroad or to transfer and finish my studies in the U.S.?</p>
<p>A US undergraduate degree is always a plus if you should consider graduate studies in the US. It will also be recognized worldwide. So, I know it might seem a little redundant, but as other posters suggested, “you can take a gap year.” then reapply to both US and UK schools, but this time more broadly with a mix of public and private institutions, that are known to offer great scholarships, and then go from there.
Best of Luck to you.</p>
<p>If you don’t take a gap year (at a Scottish college or elsewhere), you won’t be able to transfer. You simply won’t get a scholarship. You can only get a scholarship if you apply as a freshman, someone who’s not been enrolled at univ. However, if you choose your university well (in Scotland, for instance), you could do American Studies or something else, and study abroad in the US for a year. In that case, look at the universities that have an agreement with the universities where you could get admitted and choose according to where you’d like to go. Remember that the UC’s tend to be super selective, with only THE top student in the course allowed to go.</p>
<p>@ccco2018
Yes, it is. But I think it would be like playing poker, if I took a gap year. I think it’s a good solution to study in Scotland or here and study a year abroad.
Thank you :).
@MYOS1634
Okay. Yes, I remember you metioned that before, that international transfers don’t get scholarships.
Luckily, it is absolutely no problem to study abroad in the US for a year, because almost all German universities have agreements with U.S. schools. Besides this I can also apply via an organization for a semester abroad. So it really should not be a problem, fortunately :).
I do not know which grades the UCs want to see from U.S. students, but I asked the admissions office a few months ago and they said that they’re okay with at least 2.4 in German grades (short explanation: very good=1.0=A, good= 2.0=A-B, sufficient=3.0=B-C). So it shouldn’t be that difficult, since my Abitur average is far below 2.4.</p>
<p>@Samman282: I think what MYOS1634 is trying to get you to understand is that, once you enroll in a college, irrespective of location, and earned at least a years worth of credits, you at that point will be considered a transfer student, which in automatically removes you from scholarship considerations as a freshman, and in some schools nothing at all for transfer students.
So if money is the issue, I think A GAP year is your best bet, otherwise, you can go to wherever, seems appropriate as long as FIT & BALANCE" is the key.</p>
<p>@ccco2018
Yes, I understood that. But it is okay this way, since I can do a semester abroad. There is even a university in Germany which has a partnership with USF, so there really shouldn’t be a problem :).
Thanks :). </p>
<p>can you get a loan even though you’re an international student? if yes, could u tell me the website, cus i’m international too and i really need to get a loan… @samman282 </p>
<p>Could you first tell me which country you are from? In general there are two types of loans: the most common typical student loan and Education Fund.
I think if you would like to get a loan from an US Bank, you will either have to be a permanent resident alien, a US-citizien or a foreigner with a cosigner living in the U.S… As for this, I do not know a website, but I think you will definitely have chances to get a loan in your own country. But before you take a loan, think about the interest rate. The amount you borrow can easily double, if you take a long time paying it back.</p>
<p>Hi @samman282
my nationality is japan…! yes i have a cosigner in the US…
it would be great if i could get a loan…but wow i’m not too sure if i’ll want to get one if it doubles :O</p>
<p>But anyway, Japan has a great education system, so maybe you should look for attending a university there. I saw your thread and you said that there are costs of 60,000$ a year. That’s simply too much. If your family can pay it, go for it, but I still don’t think it’d be worth it, if you could also attend a university in your home country for much less money. This makes 240,000$ debt + interest after your graduation. This seems crazy. I got an offer from City University London, which is pretty good, but tuition there is 9,000GBP, so I would have 27,000GBP debt + interest after graduation. So it could take up to 18 years to pay that whole amount back (I would have to pay them 9% of my salary each month) and in the worst case I would pay 57,000GBP to the Student Loan Company.
Think about it carefully! I even consider to reject that offer because it’s too much…</p>
<p>@samman282 thank you for your reply. I actually have checked out that site and it said that there are no matches for private loans with my college (BU).
i can’t go to a university in japan because i’ve spent my whole life living abroad so i can barely read or write japanese. it’s okay i’ll just be in debt and pay my parents back someday…</p>
<p>Consider loan interest in the context of inflation. The 57,000GBP you’d pay back to the Student Loan Company are NOT in today’s money, but in terms of devalued future currency. At 3.3% yearly inflation (the number used by the British loan repayment estimator), you’d actually only pay back 36,000GBP in terms of today’s currency. I adjusted each yearly payment for the estimated inflation between today and that year, assuming 0% inflation in year 1. </p>
<p>Of course 36,000GBP is still a lot of money, but it doesn’t look quite as bad as 57,000GBP. </p>
<p>Good luck.If money is a big issue consider universities in cheaper countries like Germany (no tuition) or the Netherlands (cheap tuition). </p>
<p>@b@r!um
Oh yes, you are absolutely right! But it’s still much money, so I consider applying in Scotland in the UCAS Extra round. Otherwise I’m just going to study here in Germany, which is not this bad at all. The only problem I’d have is that German Bachelor’s degrees are only 3 years and thus are not accepted by all universities in the US if I’d like to do my graduate studies there. </p>
<p>@MYOS1634 @b@r!um and everybody else who’s interested:</p>
<p>I made a decision: I declined all of my offers in UCAS. So I will apply in the UCAS Extra Round to Edinburgh Napier University for the Engineering with Management course. Also, after I receive my graduation certificate (Abitur) I’m going to apply to a lot of universities here in Germany (especially to a few courses of RWTH Aachen University, which is one of the very best here in Germany for Engineering.) If anybody is interested in applying to a German university with an Engineering major: admission is almost guaranteed at most universities if you have a “B” average, however your average is the only criteria for being admitted at most universities.</p>
<p>England and the US are too expensive. I can receive a comparable education here or in Scotland for free, so I realized there is no sense in taking huge loans in order to study abroad, I was also offered admission for the University of South Florida for the Spring term. However I did not receive a scholarship notification until know. If I receive one, I would simply transfer (I am allowed to take up to 11 units).
I guess that’s all I can say until now. I’m gonna provide you with an additional update as soon as I have news!
Thanks to all who helped me!</p>