I need advice....graduate school or second bachelor's?

<p>I graduated last summer with a B.S. in Psychology and I realize I made a huge mistake. I didn't know what I wanted to get out of college, so I changed my major several times before deciding on Psychology at the end of my junior year in college. I have been unable to find any full time employment whatsoever and my looming amount of debt from undergrad is haunting me. I cannot make ends meet on my tiny salary from a serving job. </p>

<p>In efforts to make my way to graduate school, I decided to enroll as a non-degree graduate student to test the waters. I wanted to go to graduate school, but I wanted to pay my loans down first. I am doing well in my classes, but otherwise my stats for graduate school do not look good. I graduated with a 3.0 overall and a 3.4 in the major. I have no honors or publications and about 2 years of research experience. I am not competitive by any means in the graduate applicant pool. I thought taking these classes would help out my application. I am volunteering in a lab on campus but I dread the thought of applying to graduate school. I know my chances of being accepted are extremely low, even for a master's program. </p>

<p>I am contemplating going back to get a second bachelor's; however, I know funding for that is nearly impossible to get. I have tried to secure a full time job for going on a year now. I have been extremely unsuccessful. I have had my resume and cover letter critiqued at the career center and by a career counselor, I have done practice interviews, I apply to at least 3 jobs everyday. I have applied to over 85 positions (this semester alone) at the career center, online and even in person. And I still find these emails in my inbox: "On behalf of _____, we thank you for taking the time to partake in our application process. However, we will not be offering you a position/interview." Discouraged doesn't even begin to describe it. I'm defeated at this point. I don't know what I should do. I moved back in with my parents, but their house is being foreclosed and I will have to move back out in 3-4 months. I have no savings at this point since I have been paying down credit card debt and paying tuition for graduate classes. I literally cannot stand the thought of being a server for forever. I also can't afford to continue the non-degree program because its really not helping me in any way right now. Any advice on what to do? I'm not opposed to changing my career path. While psychology interests me its not really what I want to do for the rest of my life.</p>