I need financial help to get me through college?

<p>I just graduated with an associates and am headed for my bachelors, I really don't want to stay in a CUNY school here in New York.
I feel like I'm in high school, even though I pass the classes pretty easily I don't Lear anything here waste of time, and there is not much of a Social scene either.</p>

<p>I want to either go to WVU or FSU which are both out of state and have out of state tuition. I really can't afford that, fin aid pays for my college completely now, but won't cover much for anything out of state.
My parents are both disabled, I work part time and I really want a good college experience and education, my older brother who is in law school and finished CUNY system just as I am doing now tells me not to make the same mistake and miss our on a real out of state college experience.</p>

<p>Help!
Thanks</p>

<p>While you make want the “real” college experience, at the end of the day you are not going to be able to attend an OOS college unless your parents are willing to pay for it. You have stated that your family is on a limited income and you need a lot of financial aid. You will not be getting this aid from a OOS university whose purpose is to provide an affordable tuition for their taxpayer base. </p>

<p>As your brother has demonstrated, you can go local and still attend professional/graduate school.
Have you considered applying to SUNY?</p>

<p>A LOT of people would kill for the experience you are putting your nose up at–a chance to live and study and work in NYC! Yeah, I know, commuting is not THE quintessential college experience, but that is a true luxury for the minority of college students, and many, if not most, do not do so hot with that in terms of completion. You have done well, and I congratualte you.</p>

<p>Look at what aid you have with your PELL, loans available and TAP funds. COuld you swing a SUNY, like Buffalo or one of the smaller ones? Sticker price of $20 a year for OOSers but by living off campus with a bunch of students and watching the money, you can do it for less, if that is the expereince a lot of kids take. </p>

<p>Do realize that by living with parents, they are providing your with room and board which adds up to a hefty amount of ones’s cost. It’s something you will have to undertake in your life at some time and it’s a tough load. </p>

<p>You can look at Momfromtexas archived thread about looking for full ride scholarships and put in your parametes as a transfer student and see what comes up. But, really, there is not much money out ther for transfers.</p>

<p>Well, there’s a reason why your brother didn’t do the OOS route…he couldn’t afford it either. Yes, he may have wanted to, and yes, he may be (naively) saying that you should do it, but the money just isn’t there.</p>

<p>It’s very hard for transfers to get “full aid” to go away to college when they have a lot of need. Only a few “top schools” give full aid to transfers. If you have top grades then apply to THOSE schools. OOS publics aren’t going to work unless you get accepted to UVA or UNC-CH.</p>

<p>

Do you have anything, such as GPA of 4.0 that OOS schools will to give you a scholarship?</p>

<p>If not, would you borrow money from your brother, so that you can really experience the college life?</p>

<p>Ultimately, I think you should do what’s best for yourself in the long run. Do you weight more having a “good” college experience than being in a big amount of debt? If so, then there are plenty of ways one can borrow money to pay for school (thinking you’ll pay it back after graduation).</p>

<p>I would be more concerned about where I could get the best education for the best price instead of worrying about a “college experience”, but that’s just me.</p>

<p>My advice: Don’t make the same mistakes many students out there do. Look at the options you CAN afford, or the ones that would give you the best scholarships/aid in general. In the long run, which one will be more beneficial to you.</p>

<p>Do you have anything, such as GPA of 4.0 that OOS schools will to give you a scholarship?</p>

<p>I don’t know many schools that will give a transfer a large enough meaningful scholarship - even for a 4.0 (certainly not FSU and probably now WVU). However, if the student does have a 4.0, she could apply to schools that give big need based aid to transfers.</p>

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<p>No, not for the amounts an OOS uni would cost and without a qualified co-signer there isn’t. With both parents on disability that isn’t likely to happen.</p>

<p>Wow, this thread has been a fount of fantastical thinking!</p>

<p>(1) Every kid deserves “a real out of state college experience” - as pointed out by multiple posters above, this is simply not an option for most kids!</p>

<p>(2) A good GPA will qualify you for scholarships - as m2ck pointed out, no, not if you’re a transfer student!</p>

<p>(3) And, finally, “there are plenty of ways one can borrow money to pay for school” - no, not true without a solid credit history or a cosigner!!!</p>

<p>My gpa is pretty high, I will get my BA in no time.
I have interned for my major in 2 companies and have many calling me and asking me to start working, I’m not worried about finding a job after college, but I am worried that after college I won’t feel that I ever went to college.</p>

<p>A lot of my friends are well off, half went to pen stare and half went to Rutgers, their parents paid and they didn’t have to worry.</p>

<p>Eh I guess we can’t always win!</p>

<p>You can have some if the “away at college” experience if you go to grad school someday where there are grad residence halls. Happydad and I met in the hallway of our grad residence! Some our co-residents attended all the home athletic events. Others joined various student groups that were open to the entire campus. And most of us had fellowships that meant we weren’t paying one cent of our own money in order to have that “college experience”.</p>

<p>There is nothing magical about going OOS . </p>

<p>Since you’re a low income NY student, then take advantage of THAT and apply to a SUNY that is a different region of NY. NY is a big state. Simply going to another part of NY will give you a new experience. Then you’ll get instate rates and TAP and Pell.</p>

<p>Since I didn’t have disabled parents, I don’t know the terms under one can get a loan from it being cosigned by them. I actually don’t have a cosigned loan at all. I’m sure OP is smart enough to look into this before doing anything, and thanks for pointing out the basic needs for getting a loan, that way future people reading will know.</p>