<p>I'm a 4th year college student from an aight UC.
My grades: aight
Standing-Senior (I have been senior standing since 2nd year)
Extracirc: Excellent
Amount of credits: 150<----I need about 8 more classes to graduate (all of which are very specific to the campus)</p>
<p>My problem: I can't afford to return to my campus UC. Like, I tried everything and nothing worked. </p>
<p>My options:</p>
<p>-Wait 2-3 years, work, and save up enough money. Return to home UC.
Pros: Gives me time to save for $$$$
Cons-I need to stay home and take care of my grannie. The likelyhood of this happening is slim. Plus it puts me so far behind; And Sallie Mae will be aiming for me. </p>
<p>-Enroll in CC. Kick butt (hopefully). And transfer to a UC close to home
-Pros- Save money. I get to apply for CC scholarships and take advantage of certain programs as a CC student.
-Cons: starting over.All of that money and educmaction down da drains.</p>
<p>I will end up graduating around the same time with either option. I just want to get my degree!</p>
<p>I say you get a loan and finish up your schooling. Then after you get your degree, you can get a job and pay off your loans. This is one of your options.</p>
<p>I have <em>exhuasted</em> every option. And the answer is “No. Sorry.”</p>
<p>I have come to just accept starting over. But how will that look to a transfer admissions committee?? Of course I will explain my financial hardship, but I can’t help feel like they would hold that against me. </p>
<p>I did read the UC transfers sticky. I would love to use some of my extracir from my former UC. I think they are very excellent. Is this a good or bad idea?</p>
<p>I am confused as to why a loan isn’t an option. If it’s not an option, you are not telling us something. I have never heard of a student unable to get a loan for a UC. Especially a senior who is almost done. I could only imagine you screwed up somehow and aren’t telling us. </p>
<p>The fact you use the word “aight” and have been a senior since 2nd year (and have yet to graduate?) is even more telling.</p>
<p>Obviously his credit is not good enough but you can still get loans. Don’t you have family? How about that gramma you are taking care of? Surely she of all people would be willing to co-sign a student loan? What about parents? Friends? Girlfriend? Uncles? You can’t tell me there is not a soul who would co-sign for a year of schooling?</p>
<p>Obviously he didn’t tell us his credit score, hence me asking for more information. I can’t imagine his credit is bad enough to be denied student loans as a senior unless he REALLY screwed up like I said.</p>
<p>He is probably in default on a previous student loan. Shouldn’t have taken two years off. They make you pay when your not going to school LOUIS XIII, did you forget? If it’s not that then I don’t even want to know what he did, because even students in default can get student loans. It’s the easiest loan to get.</p>
<p>I have no credit history and my mama almost got foreclosed on. Anything else?</p>
<p>And reading is fundemental. I haven’t taken 2 years off. I said I might have to take 2 years off. </p>
<p>I have not defaulted on student loans. Nor have I done “anything bad”. No drugs, no dropping out. No bad grades.Nothing.</p>
<p>So, if I just go—>Community College----> UC, will admissions committees be like “this girl is a straight up loser!” Will they give me the mean side eye because I basically started over?</p>
<p>Yea just go to CC. You can get good grades, transfer then tell your story in the essay. Taking care of your grandma on your own and going back to CC because of money is a great story. However, If I were you I would just ask someone to co-sign for a loan for those 8 classes at UC. I would not go back to CC after years of being at UC.</p>
<p>makes absolutely no sense to me to start all over when all you need is a few classes. take out a loan, i don’t understand why you can’t do this.</p>
<p>You have financial issues yet you want to go through four years of school over again? Are you ■■■■■■■■? You pay by the year, if you could finish this year with just a few more classes it would be a hell of a lot cheaper than going through four years again…besides, I’m pretty sure you can’t do this. The UC you’ll try to transfer to isn’t going to ignore your previous units and you’ll have too many.</p>
<p>Get a loan. Can’t get one? Have your grandma co-sign. If this doesn’t work for some reason go work hard-core 60+ hours a week until you save enough money to go back for one more semester. Once you do this which shouldn’t take too long, take all 8 classes in one semester. It won’t be easy but getting straight C’s and getting your degree is better than not having a degree.</p>
<p>They may not let you take 8 classes, but if you go appeal and talk to the directors/whoever is in charge and explain your situation, I’m sure they will be sympathetic and allow you.</p>
<p>Thank you CalBears for the advice. That’s probably what I will end up doing. </p>
<p>At this point, this thread is null and void. I can’t transfer. I can’t go to community college and then transfer to a southern Cali UC. Why? Because the UC’s close to home all have a policy where you can’t transfer if you have 120+ units. Plus your academic record follows you.</p>
<p>I can’t even do intercampus transfer. Again too many units.</p>