The Pell Grant is $5730. The Direct Loan is $5500. The total is $11230. Tuition is $10,000 a year OOS for the community college. That leaves $1000 for the remaining expenses for the year.
Second year, the student would get $5730 Pell, plus $6500 Direct Loan…so $12230. So second year there will be about $2000 left for other expenses.
This is assuming that the FAFSA EFC is $0. Otherwise, the Pell amount could be much less.
AND like I said…if there is money to be refunded to the student, this will not happen until well within the semester. It won’t happen in time to pay airfare to come here prior to the start of classes.
Can your parents contribute anything towards your college costs?
I don’t know the rules at this community college, but some are more lenient in terms of granting residency than four year schools.
The issue this poster will have is her third year. If she transfers to a four year public university, she will likely be considered an OOS student because her parents do not live in Virginia.
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The Pell Grant is $5730.
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That is the max. That is for a 0 EFC. If the EFC is higher - say 2000 - then the Pell Grant would be for a lesser amount.
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The issue this poster will have is her third year. If she transfers to a four year public university, she will likely be considered an OOS student because her parents do not live in Virginia.
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Absolutely!
CCs may have a lenient policy, but the Universities do not. They will look at where the PARENTS live.
You need to find out if you can establish in-state residence on your own. Where I used to live in Maryland, this was possible for the community college. BUT the student needed to live in that county for at least three months before enrolling in college AND needed to be able to demonstrate that he or she was paying more than half of his/her own living expenses.
If that would be possible for this community college in Virginia, you might need to get here, get a job, and then enroll in college next spring. Talk with the people you will be living with, and find out whether they would let you live there if you aren’t in college yet. If this would be your plan, then all you would need would be the plane ticket cost to get from where you are now to Virginia.
@happymom
Yes, CC’s typically have more lenient rules for establishing residency. That won’t likely be the case for transferring.
It may be a good idea for the student to come and work first, but again, getting a car, getting it registered, paying for car insurance, etc, may not be possible for a student if she doesn’t have “start up” funds of several thousand to pay for airfare, car and car-related expenses.
Even if OP should get full Pell and a full student loan, s/he will not have enough money to attend Lancaster CC as an OOS student. ’
tuition cost for out of state student are as follows:
http://www.dslcc.edu/studentservices/documents/outofstate.pdf
this does not include fees, health insurance books or a place to live. If seems as if air fare is going to be the least of Ops issues with attending this school
While OP states that s/he will get a car, who is going to pay for the car and the car insurance (which is really high for a young driver)?
I think this student is really misinformed. She has NO IDEA how much it will cost to be a commuting, non-resident student with no money.
She is unaware that her loans, car expenses, meals and board will significantly affect her day to day finances.
I think the OP hasn’t come back because she hadn’t thought of all those other expenses and now realizes that it’s not possible, even with full Pell (if she gets that). And maybe she’s gotten her SAR and realizes she won’t get that or much either.
Maybe her small village doesn’t require pricey car insurance. The bottom line is that getting a car, getting it registered, getting insurance will cost her at least $10k the very first year.
Her initial expenses of tuition, fees, books, health insurance, air travel, buying a car, registration, car insurance and gas would easily be $25k for the first year…where would that money come from?
I don’t think she knew that the OOS tuition was $10k…nor did she know that the univ would still consider her to be OOS.
She and her family may have naively thought that as a US citizen, the money would come flowing to her. The truth is…most citizens who LIFE HERE, can’t get funding for college.
Our local state college is very lenient about OOS rates for anyone with an in state address for loose courses. Anyone can walk in and take those courses too. But where the scrutiny starts is when you want to get into a program that leads to a degree. I believe that you have to be in a student in such a program to get PELL or other financial aid, not just be taking courses as you choose. A matriculating student, I believe, is the term. in such cases, one has to apply for a program and things get a lot tighter. OP needs to look at the requirements for the such and make sure s/he can even get money for the courses planned, as well as in state status.
It’s amazing how many people think you can just use a relative’s address to get residency. My restaurant server told me yesterday that she’s moving to calif to go to a CSU next fall. She thinks she’s going to get instate rates because her brother lives there. It’s not going to happen.
It depends upon the college rules and how well they are enforced. It can and has happened. Anyone planning on making a move to do this, should research how the college involved treats these things.
If this student will arrive in the US before turning 18, and if there are family members or friends who can serve as her legal guardians, there may be enough time for a court-ordered guardianship to be arranged. This could create a work-around for the state residency issue. However, there would be a number of legal loops to go through that might make that difficult.
Again, it depends upon the school rules. Bear in mind that court ordered guardianships and those granted by consent of all parties differ greatly in terms of residency and financial aid. My son’s best friend lived with his aunt for years and she was his legal guardian, but through consent, not by legal order taken from the parents, so when he applied to college, he had to use his parents’ info.
Schools also can have different rules for different categories of students, as I mentioned. And they can enforce their rules or not. The OP, as any considering doing something like this should research the situation.
It is highly unlikely that any federal aid is going to be given to the student until well after the school term begins. So if this student needs airfare and other seed money to get to the US, buy a car, buy supplies, s/he is going to have to find somewhere else other PELL or Direct Loans to fund those things If awarded any grants, loans or aid by the school or the government, the money tends to go directly into the school account and any refunds come after all direct billed items are taken out of that acccount. Schools do allow leeway for the money to get to the account from the federal govt (PELL, direct loans) and will waive late fees if they know the awards have been granted, but anything that is not accounted for has to be paid if the full amount the school charges is not covered by the awards. Sometimes vouchers are given for books if refunds are due. But I’ve yet to see a school that will give out anticipated awards, and some colleges won’t give out the excess money until AFTER the drop date for classes in a term.
thanks for all of your input everyone. So i have a place to stay and a job already organized. I have found a very low airfare so I can now pay for that. With the PELL grant Ill have to pay about $2500 and I think I can save that before next year. Thanks for all of your positive input.
It sounds to me that this young lady is going to be residing at one of those places that has housing for workers. Usually those places require a lot of hours. Also the paychecks will be very small because they will deduct housing expenses from the pay. She will still need to eat and will not be able to afford a car. This is not going to work out for her.
And she might be purchasing a nonrefundable one-way ticket with her / her family’s life savings any day now!
@mom2collegekids, your server will be full fees for all her years at the CSU’s; they are strict about residency since our state is under pressure to recoup the losses from educational expenses; our state schools will be going up in price. We’ve already received the letter from the Regents about increasing future fees.
If she thinks she can establish residency and is under 24 years of age, it is not happening.