Income of $200,000+, three students going to college at once, Financial aid?

<p>SUNYs for an out of state student cost $30k+ (tuition, fees, room, board).</p>

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University of Delaware is about 41k. Their merit money is hit or miss. I do know several families where the kids got slightly higher SAT’s but still less than <1400 who were paying around 20k. But I also know one kid who had a 1450 who only got 6k.</p>

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<p>Getting $20k per year from UDel with less than 1400 M+CR scores must have involved something else…a talent (band, orchestra, fine arts, forensics, athletics), ethnic diversity, unusual major, or see below. As you mention, the 1450 kid got a paltry $6k. </p>

<p>BTW…be warned that when people say, “our child got a great FA pkg to XX, and we’re only paying around $20k per year,” that may not mean what it sounds like. They may be talking about what they are paying in DIRECT costs. There may have been a student loan and work study in the package. If parents are divorced, and mom’s income is modest, there may be a Pell grant or state aid in there as well. the actual amount of “free money” in merit may have been slim to nothing.</p>

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<p>Unless something has changed in the last year…this isn’t true. Both UVA and UNC-CH meet full need for all accepted students, including OOS students…per their calculations. They don’t “gap” students based on what the school determines your need to be. </p>

<p>However, getting accepted to these two schools as an OOS student is really competitive…REALLY competitive!</p>

<p>BC gives precious little, if any, merit aid. For significant merit at BU, Tulane, you would need a much higher SAT score!</p>

<p>@thumper01:</p>

<p>Perhaps I should word it better. Yes they meet need as they define it, but meeting need as they define it generally still leaves a gap to FAFSA EFC. This is true with UNC (and USC in the private sphere).</p>

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<p>Not sure, but you’re most likely right. </p>

<p>@mom2collegekids‌ gets the advice exactly right. </p>

<p>I think you should take a good long look at St. Joe’s. They’ve got a good basketball team and plenty of school spirit. Decent SAT’s and a RI home address will be big pluses when they’re handing out the merit aid. </p>

<p>Of course, at the end of the day, UConn may still be cheaper.</p>

<p>I had only heard about the New England Tuition reduction by word of mouth. Turns out it’s only good if you pick a major your state doesn’t offer. Because you’re from RI, you’ve got quite a few options. Here’s the list.</p>

<p><a href=“http://www.nebhe.org/info/pdf/tuitionbreak/2015-16Brochure-RHODEISLAND.pdf”>http://www.nebhe.org/info/pdf/tuitionbreak/2015-16Brochure-RHODEISLAND.pdf&lt;/a&gt;&lt;/p&gt;

<p>UMich will expect you to pay 55k and PSu will expect 46k. Don’t expect scholarships. A 29 ACT makes UMich unlikely. Is the 3.9 W or UW? What rank does that represent, how many AP’s/IBs?
Did the child involved retake in September or plans to?</p>

<p>A lot of good ideas here. You don’t like URI, but that may well be one of your better deals. It was tough beating SUNY , our state system, for us. Like my friend who had 3 in college at the same time, the family EFC was a bit over what their state schools cost, so they didn’t get much aid, maybe $1-5K merit awards altogeher, they all took out some Direct loans. But anything else cost more, other than possibly some smaller, less known schools that might have given them some hefty scholarships, but their kids weren’t way up there in stats, though good students, and their state flagship (I think one went to an OOS public) was about as good as it got in terms of bang for bucks, in ratings, recognition and reputation. I don’t think the SUNYs are better than URI, nor are most state universities, so it would be tough to beat that price even with no aid, and get a school that measures up.</p>

<p>Hofstra, Temple, UAlabama, UTulsa, UDenver. Fordham U are some schools with some nice merit awards. UMass at Amherst also tends to be generous with merit, but as compared to URI with maybe a little sugar in the package, might well be your best deal. George Washington offers 1/2 off tuition of second and third siblings while there at the same time . But we are talking about a tuition cost of $48K for the first, which would mean $24K for each of the next ones which means still a net cost of $96K there for tuition alone. With all three at the same place, might be able to bring the other costs down to an additional $30-36K but that’s still a lot of money, total of $126K+ for all three. But then full freight at GWU would be over $180K a year for three students without that discount. Don’t know of other schools with such a discount. </p>

<p>But the kids are joined in body parts unless they are Siamese triplets, so they will likely have different ideas of where they want to go. URL is out of the question, what about other state schools? What is your FAFSA estimated EFC? That is the minimum you have to pay most likely before getting a dime of financial aid, so that’s an important number to know, not that most people are lucky enough to pay just that or close to that, as most schools do not meet need even if you have it. </p>

<p>If you have no money saved for college, have your income tied up in other commitments so can’t pay much out of current budget and paychecks, and your kids are in the same situation with what they’ve saved and will earn, you gotta scrape up those amounts, and then figure what you might want to take in loans, and if you can’t pay much or as with some families, practically nothing–we see posts here all of the time from kids and parents in that situation, then your kids find a local state school or community college and commute from home. They can do that the most inexpensively. Also, in our area, some private schools have nice awards for locals; in my son’s case, he got a tuition equivalent scholarship from a local private and he could have gone there for just commuting expenses and materials. We’d have just continued to provide the cot and three squares. With a part time job, he’d have been set for very little expenditure for college. Look for options there too.</p>

<p>But yes, when you want to send your kids away to sleep away colleges, the schools do tend to want those expenses paid for by the family. And URI’s instate tuition of $12K a year is going to be tough to beat for that calibre of school in terms of the 3 Rs. </p>

<p>@nesenior23 from your sign on, do you have one in college and twins that are seniors, or first one is a senior? @mom2collegekids is right - you have to get on the ball with a HS senior. Didn’t say their majors, but the link provided with ri options is helpful.</p>

<p>If senior(s) can pull up to ACT 30 equivalent (with test scores acceptance cut off date for various schools) or for other schools whatever they are looking for with their merit money. Engineering at UA will ‘match’ for OOS students to get full tuition scholarship (other majors you have to have ACT equiv. of 32 for OOS full tuition scholarship). See web site to verify, but some students do better on ACT than SAT. As much as kids hate testing, strong motivation for bumping up scholarship is helpful - my DD did a lot of test prep and repeat ACT testing - including Sept, Oct, and Dec of senior year (even did repeat SAT test in Oct just as a life line) brought her ACT score up to UA Presidential Scholarship on last test - huge $$ difference in scholarship levels, both with engineering and university automatic scholarship levels. As long as she keeps her scholarships her 4 years, she will have enough from what we have set aside for her - she may even have $$ left over, depending on how she spends and how she earns over summers.</p>

<p>Good luck with filtering info and focusing your student(s) and your attentions to find the right college fit.</p>

<p>@PurpleTitan‌ …UNC and USC…and UVA…all use the CSS Profile. The FAFSA EFC is a meaningless number to them for institutional aid purposes. And this family will not be eligible for any federally funded aid (which the FAFSA determines) beyond the Direct Loan.</p>

<p>What about Nebraska, UKansas… big D1 schools and decent merit scholarships.</p>

<p>They all have around 5 APs total and the gpa of 3.95 is unweighted. </p>

<p>This student will be an OOS student at all but one flagship. The family needs to look at the costs to attend, and find out IF these OOS public universities offer enough merit aid guaranteed to OOS students to make these schools affordable.</p>

<p>In the pinned threads above, look for low cost schools. There is a thread for colleges that have total costs less than. $25,000 a year. Check there.</p>

<p>Run the net price calculators on several schools, RPI and others. That will frame the discussion. </p>

<p>Here is the thing: OP says not interested in URI which is the straight up, with no fin aid or scholarship, probably the least in price at around $26K… That’ s something to consider. OP wants a similar school, in terms of state flagship or other larger school with major sports teams, it seems, with a good rep, name recognition, for less than that? Gonna be tough without merit money, don’t think OP will get fin aid that will reduce the cost by less that the $75k+ per year that it would cost for all three to go to URI if it involves going away to school, and fairly well known schools.</p>

<p>Are any of these siblings in college right now? Or is this question posed for the first sibling out?</p>

<p>Or are these triplets heading off to college at the same time?</p>

<p>Thumper’s questions ^ are relevant, as many of us have said as well, in terms of what the scenarios can be. If any of the kids are already in college, the financial aid policies of those colleges will determine whether any aid will be given. If it’s a school that does not guarantee to meet need, it is highly likely that even if there is some need that shows up when all three kids are in college, such a school will not meet it, or even address it. </p>

<p>None of the kids are in college yet, all three going at once</p>

<p>Well, UNL (Nebraska) tuition + room&board for OOS is $32K. Minny, Arkansas, Wyoming, Ole Miss, and MS St. OOS look to be as cheap or cheaper.</p>

<p>South Dakota St. is a FCS powerhouse in football and COA there is less than $18K.</p>