<p>Is there any chance of receiving aid if you are in the upper income bracket of $200,000+ but have three kids going to college at once?</p>
<p>Maybe. It depends where they are going to college.</p>
<p>Mostly oos public schools like michigan, maryland, jmu, and penn state </p>
<p>None of those schools meets full need for all accepted students. You will get a Direct Loan, but no other guaranteed need based aid.</p>
<p>It’s likely your EFC for each child will still be $20K or more. I think your time would be better spent looking for merit aid.</p>
<p>And at the schools listed, your EFC per FAFSA will be the MINIMUM you will be exoected to pay. None of those schools guarantees to meet full financial need. It is likely that these OOS publics will expect you to pay far more than your EFC per FAFSA. </p>
<p>It is possible, yes, that you QUALIFY for some financial aid with those numbers, if all three of your kiids, or possible two out of three go to high cost private schools. My friend has twins and a singleton a year older, so she had three in college at the same time at that income level. But all three went to state schools (though one went to an OOS university) and so costs were just under their EFC. We would have qualified for a bit of aid with two in college had they both selected the highest cost schools and not gotten any merit money. But it did not work that way.</p>
<p>You can figure it out yourself by picking some colleges and running NPCs with them. Also run the EFC calculator which will give you the minimum you will be expected to pay most of the time before getting any federal aid (or school aid usually, for that matter). You might find that if all three went to Harvard, you’d get some generous aid. If all three went to State U, not a dime, is the way it will likely work, with a whole spectrum in between. </p>
<p>As mentioned, just because you qualify for aid does not mean you get it either, since most schools do not guarantee to meet full need.</p>
<p>Thanks! I’ll try the NPC, are any schools notorious for giving generous merit? Grades and scores are good, 3.9 gpa and 1300/1600 on sat. From ri, not interested in uri.</p>
<p>For generous merit look at the pinned threads at the top of this forum.</p>
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<p>No, because your EFC will still beyond Pell. These are OOS publics…they have little interest in helping you pay for college. They have limited aid so they need to reserve it for their instate students. They look to OOS students as being a source for money…not a drain of their resources. </p>
<p>Your EFC for each child will be about $20-25k. Even if you ANY need, all you would get is a loan. </p>
<p>These OOS publics wouldn’t care how low your EFC is once it is above about $6000…and even then all you would get is a Pell Grant and a loan. </p>
<p>If you have no intention of paying full freight for all 3 kids, then you need to find schools where your kids will get substantial merit. </p>
<p>how much do you want to pay each year (Total) for your 3 kids? </p>
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<p>A 1300 is equivalent to an ACT 29. Good but not high for the schools that you’re looking at. Good merit is given to those whose test scores are well within the top 25% of the school. </p>
<p>Does each child have the same score? Does each have a 1300??? </p>
<p>You need to tell us how much you’ll pay for EACH child for each year.</p>
<p>It is good that you are looking at this NOW, because you are going to have to break the news that PSU, UMich, and UMaryland aren’t going to give them anything. Don’t know about JMU…anyone know?</p>
<p>I know that Alabama will give the 1300 score a half-tuition scholarship. If any have a 1330, they would get a 2/3 tuition scholarship. If any gets a 1400, then they get free tuition. Bama and Temple are the most generous schools for their ranking.</p>
<p>UMich gives some fin aid to OOS, but may not at your levels. UVa and UNC guarantee to meet need for OOS, but are tough to get in to OOS (and they would gap anyway). Lesser-known LACS and privates are more generous with merit aid. The tippy-top privates are most generous with fin aid. If any kids are National Merit, that would open up more merit opportunities for them.</p>
<p>The Catholics (like Providence) outside of Georgetown give merit money to their top candidates.</p>
<p>Scores like that would get some merit money from MiamiU, but not a lot.</p>
<p>If they are hell-bent on OOS publics, the SUNYs are on the cheaper side for OOS.</p>
<p>Another option could be CC-to-flagship (such as UVa, W&M, UW-Madison, UIUC Engineering, many UCs and USC). That would save a little.</p>
<p>How much can you spend per kid?</p>
<p>Engineering or no?</p>
<p>Finally, UMinny is in-state tuition with the Gold National scholarship (top 10% or 5% of class; something like that). Not very expensive OOS in any case. That might be your best bet.</p>
<p>@PurpleTitan has a good suggestion. WIth 1300 SAT’s, some of the Catholic colleges might give you some money. I know someone who went to Providence with those stats. She went for Education and apparently those stats are well above the typical education major’s. She got big money and was accepted into their honors program. Also, I’d check out Stonehill. </p>
<p>However, it does sound like your kids want to go a little farther from home, so maybe checkout St. Joe’s, Scranton, or Catholic U. I think you’re just under the SAT score needed to be considered for the competitive full scholarship at St. Joe’s (1350). At Scranton, I believe you need 1400, and at CUA, you need 1450. That’s the bad news. The good news is you’d be bringing some geographic diversity and well above average scores to those schools so I think you would have a decent chance of getting at least 20k in merit at each of them.</p>
<p>Thank you for all the replies! They are not just looking at oos publics, some other schools on their lists are tulane, bc, bu, etc. Are there any schools that could give good merit (private or public) for a 1300 sat and top 10%?</p>
<p>What type of private school and how far would they go? This is just one example, but Baylor has guaranteed merit aid with certain test scores. You can go to their calculator and plug in stats and check for yourself. Lots of schools in the Baylor/TCU/SMU category give merit aid. </p>
<p><a href=“Expected Family Contribution (EFC) – BigFuture | College Board”>https://bigfuture.collegeboard.org/pay-for-college/paying-your-share/expected-family-contribution-calculator</a> </p>
<p>Calculate your EFC. Your EFC will help you figure out whether or not you qualify for need based aid-probably not.</p>
<p>None of those schools are particularly good with financial aid. Heck even for me as an in state resident, my Penn State FA is estimated at 10,000. </p>
<p>Look into colleges with good merit aid(meaning it’s not super competitive) Someone mentioned Saint Joe’s. Perhaps I’m biased as I’m from Philly but I love that school. It’s unfortunate that it is too expensive for me, however if your kids qualify for merit aid there, it’s a great school</p>
<p>@nesenior23 - What’s the max number per year that you’re willing and able to pay? Would you consider the regional tuition at UConn or UMass? Or are those numbers still too high? </p>
<p>Do your kids want big Division I schools? </p>
<p>University of Delaware is about 41k. Their merit money is hit or miss. I do know several families where the kids got slightly higher SAT’s but still less than <1400 who were paying around 20k. But I also know one kid who had a 1450 who only got 6k. </p>
<p>Yes they want division 1 schools, and I’ve never heard of regional aid but I’ll check it out! </p>
<p>DivI football, or is bigtime bball-only OK? As I mentioned, many of the Big East schools (besides Georgetown) may give merit money.</p>
<p>Are they top 10% of their class or no?</p>
<p>A&M is also in-state if you get any little scholarship there.</p>
<p>**This all sounds like a train wreck **unless the parents are willing to pay a whole bunch of money or the kids each apply to a few schools where they will FOR SURE get large merit for their stats.</p>
<p>This sort of “hit or miss” approach with a lot of name schools with the equivalent of an ACT 29 is not going to net much.</p>
<p>Certainly aren’t going to get much/anything from BU, BC or Tulane either. Those stats aren’t high enough for merit at Tulane (may not even get admitted), and BC rarely gives merit (and not for those stats) and they are cheap with need-based aid. BU isn’t going to give anything either.</p>
<p>Are these triplets going to college?</p>
<p>Anyway…EACH child needs to do THIS:</p>
<p>Apply to 2-3 schools that are on their fave list (but won’t likely give them aid or merit)</p>
<p>Apply to 3-4 schools that MIGHT give them enough merit (not just paltry amounts) to make them affordable.</p>
<p>Apply to 3 schools (at least!) that will FOR SURE give ASSURED merit for their stats - where the REMAINING costs are within the parents’ budget for each child!</p>
<p>For instance, if the parents can only pay $15-16k per child, then each child needs a full tuition scholarship. If the parents can pay $25k per child ($75k per year…which sounds unlikely), then the kids need about a 1/2-3/4 tuition scholarship from each school…and even those are hard to get at big Div 1 schools with those stats. There are some, but they are mostly in the South.</p>
<p>I am assuming that when you say Div 1, you mean big Div 1…not the ones where no one attends their games.</p>
<p>What is each child’s stats?</p>
<p>And, how much will the parents pay for EACH child. </p>
<p>Are you the parent or the child? If you are the child, then **we need some adult answers **here otherwise we’re going to lead you down the wrong path…this is app time, no time to waste.</p>