Incoming Undergraduate freshmen with 42 College Credit: Need Advise

For some background: I am a high school senior from New York City. Through an Early college program offered at one my city’s public universities I have accumulated a total of 42 college credits.

I will be attending another public university in NYC and they will be honoring and accepting all credits. I am studying Finance and only 9(Microeconomics, Macroeconomics and Personal Finance) of those credits are related to Finance. The rest are purely Liberal Art classes, English classes, Language classes, Gym classes, 1 Philosophy class and 1 Sociology class.

This means I still have a lot of business credits to take at my new university related to my major.

ADVICE NEEDED:
I am planning to transfer to better school with more connections. Somewhere like NYU, BU, Fordham and so on.

I was wondering because I will have choice to transfer any of these. Should I transfer all of them and apply to transfer with 50 something credits or Should I only transfer 30 so I can get to 50 in one year and college will evaluate the transfer process easier? My GPA will reset back to 0 at my new school so I will try my best to get a 4.0 and take internships since I am at NYC.

What is the typical amount of credit people have to apply to transfer. Is it ideal to transfer just after 1 year? Given I have a lot of credits under my belt already.

My High school GPA is around a 88% including all these college courses. Sadly my school does not do weighted so this number should’ve significantly be higher due to rigor.

Thanks for any advice I can get.

For transfer application, you will have to include all colleges and college courses (including those taken while in high school) in the record you present to the college you apply to transfer to. If you transfer, that college’s policy on transferability of your prior college courses will apply to all of your courses as they come directly from the college you took them at (or AP credit directly from College Board score reports). Some may limit total amount of transfer credit, or limit transfer credit for college courses taken while in high school. You may need to look at each college individually to determine its policies.

Typical amount of credit for transfer students (in semester hours):

  • 1-29 => transfer as frosh (high school record important)
  • 30-59 => transfer as sophomore (high school record considered)
  • 60-89 => transfer as junior (often must apply to a specific major; high school record may or may not be considered)
  • 90+ => transfer as senior (often not permitted, or the transfer student must stay at the new college a minimum number of semesters or credits which may extend time to graduation)

All I see. But question if enroll at my public university. They will honor the credits and that credits transfer to that new institution. Aren’t colleges forced to kinda accept it when I transfer. I know straight out of high school not all colleges like NYU accept the credits. But if i’m enrolled in another intuition, whom they are holding my credits accountable, doesn’t that mean NYU can’t just tell me “no those 42 credits are invalid”

lets say I take all my credits to a new college; I do 2 semester of 4 classes in each. That will equate to 24 new credits 66 in total. I am at the point considered a transfer as a junior. So I will be a junior at a new college or will I be a senior?

A place like NYU can do whatever they want with transfer credits. They could deny them all and make you start over. They could accept some that your other school denied. Don’t overthink this. Just submit all of your courses for transfer consideration.

Ah I got it. Well this for future reference. I am gonna graduate high school soon(school year almost over) and already gonna accept my public university offer. But in the future I will like to transfer to a more reputable school for finance which is why I am in debate of how much I should transfer. If I should transfer all my credits, only some, and so on. I know most schools take sophomore-junior transfer which what Im working with right now.

It’s not really up to you to decide. You have to report all the college classes you have taken and the school you are trying to transfer to will decide how many they will accept as credit.

Oh I was not aware of that. I mean I know my new school is accepting all my current credits because they’re part of the same public system. However; you are saying when I transfer during college, the institution will pick what they want for me to transfer? Aka they can set me back. I don’t mind being set back to be honest, as long as it is a credible school and worth a shot.

If you attend college A, then college B, then college C, college C will handle transfer credit from college A directly from your record at college A, not indirectly through what college B gave for transfer credit from college A.

In other words, once you start attending college C, college B’s handling of transfer credit from college A is irrelevant. College C’s policy on transfer credit directly from college A and college B will determine what transfer credit you will get.