I’m pretty sure lightning is going to strike me for saying this, but even if my kid was admitted to “Harvard, Standford [sic], Yale, Dartmouth” I wouldn’t pay $200k for a degree where even if her wildest dreams come true and she gets a plum job, she’ll barely be self-supporting. If my child was planning to go into a field where she’ll be fighting tooth and nail to get a job that pays approximately minimum wage for 3-5 years with hopes she’ll someday get a higher level position in the field paying as much as $40k - $50k a year, I’d be looking for the most cost effective degree possible and making sure she really understood the implications of the lifestyle s/he is choosing rather than looking to borrow to fund the dream.