Is my college list too risky?

Hello, I am a rising senior who is trying to finalize my list.
Here is my info before I get into details.

Preferred college size and location: medium, urban/suburban
GPA (unweighted): 3.96/4.00
SAT superscored: 2300
5 on AP Physics C EM and Mech, Calc AB and BC, Lang
4 on AP Physics 1
(I plan to take 4 more APs next year)
Ive won many art awards and is the founder/president of a music related club. I also participated in many musical events in school and is part of the acapella group. Ive done some research as well (right now i am doing a research under a professor in a well known college)
Black belt TKD

Ive made a simple draft of my college list, but i do feel that it is composed of mostly competitive schools and not enough safeties. Is my list okay? what should i change/add? Can you recommend me some good safety or honors program?

boston college
carnegie mellon
columbia
cornell
johns hopkins
northwestern
princeton
stanford
uc berkeley
ucla
u chicago
upenn
usc
yale

These schools ae all reaches or high matches.

You definitely need some safeties. Look for colleges that accept >50% of their applicants, for starters. Your state school is probably a good bet. I’ve used this website to find safeties that meet my criteria: http://colleges.startclass.com/

And these are affordable too?

@2muchquan yea our income is pretty low

What do you mean “pretty low”?

Speaking from experience, application fees add up, as do fees to send your scores to each school. Schools like that are usually $50 to $70 to apply to, plus score sending fees, that list will probably cost over $500 without any few waivers.

And I don’t see any safety schools on there. No matter how good your resume is, you always need safety schools! You can never know what a school with a less than 10% accept rate is actually looking for in a student. When adding safety schools with that kind of resume, you should add at least one that is below the rigor of your resume (like an in state public school with >60% accept rate) and one that is at level of your resume for sure (a school in between the public school and those on your list, like maybe 30-60% accept rate private school).

Unless you have some major flaw that you arent mentioning (such as you have been kicked out of a school for a major infraction), it is very very very likely that you will get accepted by at least several of your schools. I personally dont see a need for a “true” safety because the chances of you getting shut out by all of these is negligible. But others will bring up the sad story of some kid a decade ago who got into zero schools and the sky fell, etc. So if you want to extinguish even the tiny chance of no acceptances, fire off a perfuntory ap to VaTech or Wisconsin or Florida or Miami of Ohio.

Those stories aren’t just from a decade ago - they happen every year and we see them here. I’m in the camp that you need some safeties, and not just from an admissions perspective, but they have to be affordable and the student should be happy to attend.

OP, even if you were to get into each of these schools, would they be affordable? You need to find out what your parents will contribute each year, and then run the Net Price Calculator at each school you are considering.

Add one safety that you’re comfortable with, and maybe another match.

@TomSrOfBoston I would receive free tuition if I get into any of these Ivy League schools

Yeah I agree with all of you guys. I should probably add one safety and a match. The hard part is that it’s so hard to find a good safety and a match. What websites do you guys use to search colleges? Do u recommend any? I’m living in the northeastern area

@Dubudubu How can you be so sure about that? And also, a lot of the schools on the list are not ivy league schools

@Dubudubu i just assumed because i read on this website that if your income is below certain number, then you get free tuition. please correct me if i am wrong on that http://www.businessinsider.com/congrats-you-got-into-the-school-of-your-dreams-now-its-time-to-think-about-how-to-pay-for-it-2015-4

Would you be the first in your family to go to college?

What are you interested in studying?

@Dubudubu I don’t know where you get that if you low income you will get free tuitioin. That is only true for some schools. For example Carnegie Mellon is not a meet need school. And unless you are from California you can count out getting any aid from the UC. You need to run the NPC and make sure all of these are actually affordable.

Yes, run the net price calculator on every college to check affordability.

Are you a California resident? If so, other UCs and CSUs could offer match and safety options. Starting at community college and transferring to a UC or CSU could be a reasonable safety option for a California resident, depending on intended major (though not necessarily optimal for a more advanced student).

As a parent who has been through this process twice, my advice is to build a college list from the bottom up, starting with the safeties and matches, and then adding the reaches. It’s easy to identify reaches – they are schools typically ranked in the top 20. It’s much more challenging to find safeties and matches which are affordable and where the applicant would be happy to attend.

To the OP: are you in-state in CA? If so, there are experienced posters on this site who can offer advice about what UC schools are matches and safeties (that list often include schools like Riverside). If you are not in CA, then the UC schools generally do not offer good financial aid to out of state students, and those schools will not be affordable to someone needing financial aid. Same goes for schools like University of Wisconsin – an excellent flagship, but unaffordable for an OOS student with high financial need. University of Virginia, University of North Carolina, and University of Michigan are the few flagships which, I believe, do offer decent financial aid to out of state students – and that is one reason why they are SO competitive for admission for OOS students. Also, with public universities, out of state students need higher gpas and test scores to be admitted than instate students – so just because the posted stats for a school, for ex., say an ACT range of 28-32, that does not mean that an out of state student with a 28 will get in, they almost certainly won’t. An out of state student applying to a good flagship should fall close to the top 25% of a flagship to be competitive for admissions.

What is your instate public flagship? That is usually a solid safety for a high achieving student, especially if there are Honors or special research opportunities offered to high-achieving kids.

The OP’s list seems to be largely research institutions, so other schools to consider that are more like matches: Case Western, in Cleveland, offers good merit awards, though I do not know how good it is on financial aid. George Washington and American in DC, though those are most appealing to kids interested in government. Tulane, Emory, Syracuse, Boston University, are all possible matches, though demonstrating interest will matter at several of them. Since Boston College is on the list – if the OP is open to Catholic schools, perhaps Holy Cross in MA, or some of the Loyola schools (Chicago, LA). The mid-range Catholic schools, like Dayton, Marquette, and Xavier, can offer good merit awards to high achieving kids. Others here have experience with the merit awards offered at Alabama, which offer strong Honors program, so that is one to consider.

Yes, Princeton, Yale and a few others offer fabulous financial aid for the low-income student who is admitted. But it is essential that the OP get the family’s federal tax returns from '15 and sit down with the Net Price Calculator online at a range of schools, to see what the predicted financial aid awards will be and whether the family can afford the Expected Family Contribution. Non-custodial parents in a divorce situation, families with a small business, those can all complicate financial aid awards. This is the time to sort out the possibilities to craft an effective list.

UNC-CH and UVA meet need, UM does not offer significant aid to OOS students.

@usualhopeful Thank you for that correction – my bad, on Michigan and need.