So, I was accepted to UF for 2020, but I received no financial aid except loans. My parents have agreed to pay about $28,000 in tuition and fees, leaving me with around $10k to take out loans. This, over all 4 years, will accumulate to $40k in student debt for undergraduate. My question is: does UF’s academics, prestige, and alumni network justify going $40k in debt? I will be majoring in biochemistry, on a pre-med track, meaning I will attend medical school and likely accumulate even more debt. I was accepted into VCU, JMU, and VT in-state, which my parents have agreed to pay for, and also NYU, Fordham, and UCF oos, with UCF being the only oos school I could attend without creating debt, however my parents do not want me to go to UCF because they believe it is a party school 
I’m extremely conflicted because I love UF and it is really the best school I got into that I could actually see myself going to, except NYU but I ain’t paying $250k, but I do not know if the debt is worth it! Please help me anyone!!! Thank You
UF is great for pre-meds, but if I were in your shoes I’d go to VT or one of the other in-state options. You don’t want debt with med school on the horizon. A friend of ours went to UF for undergrad and med school and the med school debt is staggering.
If you change your mind about med school and/or your undergrad major, there are plenty of other options at VT.
We are in-state for UF, but my son got into VT. The main reason he is not going to VT is the dramatic swing in tuition $$.
If I were you I would choose VT, and this is coming from someone who really likes UF
Go to the best in-state school that you can get in is usually the most logical choice, unless you can get into somewhere elite like ivy league which will cover 100% of demonstrated financial need.