@intparent, that’s true for this year, of course, but it’s context for the OP – who can’t afford those schools anyway but doesn’t need to be selling herself short, even if circumstances mean she has to join the many smart, capable kids at community colleges. Besides, folks google for info who don’t happen to be the OP. I know that I do, and I end up reading old threads 
BTW, to be under the 25% percent mark just means it’s a reach. Some of the kids at those schools DO fit those stats, and it was a reach for them, and they got in. They had something else going for them – parents paying full freight? great recs and SATs? a specific major that made it a great fit? who knows? – but a reach isn’t a “forget about it” school unless you can’t manage it without aid that won’t be forthcoming. (Or, of course, if it isn’t truly a fit in other ways.)