Erin’s Dad and MYO are right … a gap year is looking smart. One risk you’d be taking if you start right into a CC (or state college), but paying OOS rates, is that it could seem that you moved to Indiana for school. That could conceivably make it hard for you to get residence later on. I’m not sure about that (not knowing Indiana rules), and in your circumstances you might manage an appeal, but it’s a consideration. Indiana State or some such will have specific Indiana residency requirements on their web pages.
Anyway, a gap year for work could be a “win” all around – financially, time to do ACT or SAT prep and up your scores, time to research schools, time to get on your feet and get familiar with Indiana. Lots of good options in Indiana and vicinity, both public and private. Yay for the supportive guidance counselor, that’ll help a lot! I hope being in Indiana works out for you!