<p>I have the Choice to go to Baylor, I got a 14.5k scholarship a year, which would bring the price down to around 35-36k a year and parents can pay for 25k of it, What should I do, I really would not like to take out loans but would like to attend, do you think its worth taking out loans for Baylor? Will it pay off? I have most of my tuition paid for at University of Arizona, my instate school.</p>