<p>My parents wont pay a single penny for my college, they cant and I wont ask. What if I applied to a school that covered the 50% (scholar ships and finical aid) of everything, what options I have? Dos a lone cover all the 50% or more? Or do I have to jump ship? Dos the lone even have a limit</p>
<p>The only loans you can get in your name are the Stafford loans which have a $5500 limit for freshman year. If your FAMILY is very low income, you might receive a Perkins loan. If your EFC per FAFSA is $0, you would get $5000 Pell grant.</p>
<p>Is your family very low income? If so, this might be possible. If not…well…you would not be able to secure loans in your own name to fund 1/2 of the cost of attendance at most 4 year residential colleges.</p>
<p>Also, you will need to ask your parents to fill out the forms for you to apply for financial aid. Assuming that you are applying this fall/winter, you need to learn about how to pay for college now. [FAFSA</a> - Free Application for Federal Student Aid](<a href=“http://www.fafsa.ed.gov%5DFAFSA”>http://www.fafsa.ed.gov) is a good place to start. Also, there are a few, very few colleges that are free - the military academies for a start. Berea College is another option to look at - nearly every student gets a full scholarship</p>
<p>If you can get a scholarship that covers tuition, and you’re eligible for full Pell and state aid, it would likely be possible to attend an instate school with only the $5500 Stafford loan (or less). If your scholarship chances don’t rise to the level of full tuition, it may still be possible at an instate public. Make sure you research your options carefully and have a solid grasp on the types of student aid that are available! I think the finaid.org site is a reliable source of information. You do need to get an estimated EFC in order to determine whether you’ll be Pell-eligible, and how much your award would likely be (full Pell, with a 0 EFC, is currently $5550 per year). Use the link above to find the fafsa4caster or use college board’s EFC calculator.</p>
<p>My parents wont pay a single penny for my college, they cant and I wont ask</p>
<p>Can’t & won’t are two different things- so which is it?</p>
<p>I see that you are only interested in Ivy schools with UMaryland College Park as your safety- although didn’t you say you live in New Jersey?</p>
<p>Cost and admissions are not a big factor, but where do they have the best programs.</p>
<p>That isn’t a statement from someone who needs aid.</p>
<p>If you are paying for your college education yourself, you will still need your parents info for FAFSA and you will need to find some affordable colleges- ones that will offer you merit aid and will limit loans.</p>
<p>Well, some things can chang in a flash. I rather not say why the saden chang, it’s very personal, and now I am on my own when it coms to the pay. I would like it if you could help…
Thx for ur answers</p>
<p>NASA, just understand that while you are “on your own” for paying, the colleges probably won’t view it that way. For most undergrad students under age 24, the parent income and assets are required for applications for need based aid. The schools WILL look at what your parents CAN contribute…not what they will or won’t contribute. Just so you understand that.</p>
<p>If you are truly “on you own” and will not be able to apply for need based aid or receive any help from your family, you may need to consider applying to attend a community college part time while you work full time.</p>