<p>Basically, I received around 20k from Vandy, and my parents and I need more for Vandy to be a viable option. Basically, certain financial contraints on my family are not really visible on CSS profile or FAFSA. My parents commuter costs are crazy. We live far from the metropolitan center where they work, so they spend between $5000-$7000 a year alone on commuting, whereas the average person does not. Furthermore, we live in the wonderful tax unfriendly state of New Jersey. My parents pay a ton in property tax and living expenses are rather high. Finally, my parents have to support my grandparents (though they were listed as dependents on CSS and FAFSA) and the costs can be high. Are these points good enough to warrant anymore aid? My parents make around 150k a year and their EFC according to the FAFSA is like 57k. However, this is most likely due to the assets they hold, most of which are retirement related funds that they cannot touch. My parents also basically said that they would be willing to pay like 20k a year and I would have to use loans to pay off the rest. Meaning with our current aid package and rising tuition costs, I could very well end up with 80-100k in loans.</p>