<p>Hello my name is Curtis Roach and I am in my forties and a single parent of five children. I just reccently was told that I am no longer qualify for financial aid or pell grants. This was very disappointing to me as this is my final year of online education at Ashford University. I am a History major with a minor in Sports and Business Management. I have a 3.74 GPA and have made the Dean's List the last five semesters so this type of news was very hard to swallow. I never even knew that you could run out of financial aid because you are never told these things by the government or even the school that this can happen. There should be some type of way for students to know this so that students can be prepared to use other options or alternatives. Now I have to come up with at least $10,000 dollars to complete my education.
So if anyone knows of lenders, scholorships, or other forms of financial aid please feel free to drop me a line because as it will be greatly appreciated. I even tried Sallie Mae to see if they would help me but I was denied because I guess my credit ws not good enough. Please my fellow students and teachers I need your help!!!Thanks for taking the time to read my post.</p>
<p>Hey Curtis,
I may get heat from some people for even suggesting this, but the LAST option can be private student loans. Since you need $10,000 the monthly payment for the next 15 years (I think) would be about $200 a month (I think). I had to take out one because push came to shove. You can check Next Student for private student loan providers. REMEMBER: These loans CANNOT be forgiven under any condition, even in Bankruptcy…so if you do take one out, just know that it will need to get paid off come he** or high water… or the government will garnish your wage. GOOD LUCK with your education!</p>
<p>I would look into transferring to a public university in you area and take one our two courses a semester until you get that degree. You should be able to afford the one or two course a semester, but make sure that the courses will transfer. Good luck</p>
<p>Curtis, </p>
<p>If your ultimate goal is to graduate ASAP then I would suggest the Private Student Loan route. Lenders have become a bit more competitive with Federal Loans, but still not as good. To learn a bit more about the differences please check out:</p>
<p>[Federal</a> Loans vs Private Student Loans](<a href=“http://www.financialaidsteps.com/federal-loans-vs-private-student-loans/]Federal”>http://www.financialaidsteps.com/federal-loans-vs-private-student-loans/)</p>
<p>Secondly, you and/or any student can visit [National</a> Student Loan Data System for Students](<a href=“http://www.nslds.ed.gov%5DNational”>http://www.nslds.ed.gov) to make sure you are not reaching the aggregate limits for Financial Aid ($57,500 for undergraduates and $138,500 for graduate or professional studentsNo more than $65,500 of this amount may be in subsidized loans.)</p>
<p>Scholarships are another option, but will more than likely take a bit longer to secure the funding you</p>