<p>“”“@mom2collegekids I don’t know what you mean. But parents are paying more than EFC if the school do not meet the needs. Also, the loan amount is above EFC which is also out of pocket money in the future.”“”</p>
<p>Since most kids do NOT go away to college, and most kids commute to a local CC or state univ, their costs are usually about $3k-15k per year. There are many, many families who either have higher EFC who are paying less cuz their kids are commuting, or their parents are paying little/nothing and the costs are being paid by student loans and a part-time job. </p>
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<p>True. But the point remains. I dont think most american parents are paying more than their EFCs.</p>