<p>It is just about may 1 and I need to decide where I am going to college next year. My parents will not let me go anywhere but william jewell. They claim I am to irresponsible for any other school that is farther away ( I am a near 4.0 student) . I live in Kansas city and jewell is about 40 mins away. ( I didnt even fill the app out for jewell my mom did without my approval). Now mind you, I have some medical problems such as chrons. My parents say my insurance wouldn't pay for any sort of doctor in case of an emergency at any of the other schools because they are out of network. I cant seem to talk any sense into them. I got an 18000 scholarship from tulsa that i would love to take advantage of but you know it is just too moldy in New Orleans now! LOL. I may even get shot. LOL. What am i supposed to do. </p>
<p>so far my options are Emory, Tulane, Slu, TCU, Jewell, Tulsa,</p>
<p>First, call your grandparents and get them to scold your parents on your behalf.</p>
<p>Second--do you have your won money? Send in a deposit for Tulane and start ciking off their issues. Call the Tulane health insurance program and find out if your condition is covered.</p>
<p>You don't have every option, but it sounds like you have some good choices. Stick with them. Even with your parents' pick--tsounds like they are worried about your health. Can you find a way to make it work? Keep us posted.</p>
<p>You might want to take the initiative and find doc in area that is in network, there are many great gasrtro docs for chrons. You could prob find them on search and it will list insur plans they participate in. Show your parents you will be responsible, involve them in the process but don't let them make the choice for you.</p>
<p>We recently found out that our college daughter could choose her own primary physician at her college in IL. There's usually an 800 number on your card, or a website where you can check that information. I think you need to find out if that is REALLY the only reason.</p>
<p>Then look at your scholarship money and call all those schools and ask them to up your aid, see what you could work out with loans or work study. you clearly have worked hard to earn these opportunities, explain your situatuin to anyone at the schools who may be able to help. As an adult with chrons, you learn to live with this, it doesnt have to hold you back.</p>
<p>Call your insurance company. There is probably an 800 number on the card. Ask about out of area coverage, which may vary between emergency only, regular visits, or no coverage at all. Get the story yourself, and it might help you understand the issue better. Will they still cover you for hospitalization if you are physically out of state? Pay for any meds? No coverage at all if you leave the state? </p>
<p>Talk to your doctor, see what he thinks of you wanting to leave the state. Ask about your likelihood of needing anything more than the office care a student health center could provide. </p>
<p>Call the student health center at the schools you are interested in. Ask about what is covered in the student health plan, how they deal with chronic issues. They all probably have dealt with students with Crohn's at some point. My guess is that you would need your own insurance for hospitalization coverage, and that might be an issue. </p>
<p>My son had some health issues, covered by student health as an outpatient, and then our HMO coverage was needed for meds (which I needed to send him, or pay out of pocket) and use of emergency facilities when that was necessary. </p>
<p>It is heartbreaking to give up wonderful opportunites for what seems a book keeping issue. But unfortunately, that can be quite a frustrating reality with our current health care system. </p>
<p>Some of us see quite a bit of need for a single payer system in this country...</p>
<p>Do your research, let us know what you find out.</p>
<p>that you're in. You want to prove to your parents you are responsible. You want to show you are a young adult, and can make proper, sound decisions. They insist on one nearby college that doesn't interest you. I say, prove to them you are responsible for your own actions by doing the following:
Give the local school a reasonable and fair look. Of the schools that interest you most, find out if they have adequate medical facilities nearby. Then Apply at whatever school interests you, and meets your medical needs. Of those that will accept you, enroll in the school you think will best prepare you for your career. When it is official, inform your parents in a clear, intelligent, prepared way, what school you have chosen, and why. Be prepared to show why you liked one school over another. I can't think they will try to throw you in jail for selecting some other school.
Tell them you hope they will agree with your decision, but as a young adult, who is responsible for his/her own actions, that agree or not, you have made your decision. Then attend the school, do your best, and become a happy, successful, member of society. Failure or transfer from the school of your choice would not be looked upon favorably.
Of course, they may not give you any cash gift toward your education- but remember, a parents' donation to a son or daughter's higher education is a gift. Some want to give more than others, some are able to give more than others. But even if they don't-so what? You are a responsible young adult, and willing to "pick up the tab" for your choice of your education. That is what responsible is. If you expect to attend anywhere you want, but you want to require your parents to pay any part of your choice- that is not responsible. You have the right to make your choices. You do not have a right to make their choices.</p>
<p>Did the Jewell application contain an essay? If it did, you might have problems accepting admission there, as you could potentially get in trouble for plagiarism on your application. I don't know if this helps you argue your case with your parents, but I thought it should be thrown out there.</p>
<p>While college students away from home will often be "out of network" for their HMO or PPO insurance plans, emergency care IS covered when out of network. A true emergency shouldn't be an issue. Shoot, I got my HMO to pay for a doctor's visit for my then three year old 1/2 way across the country for a croup episode, without any trouble...it wasn't even a real "emergency" because he felt a lot better by the time we got there, but it couldn't have waited until we got home. It's routine care that will be a problem and you can probably get that on campus by subscribing to the student health insurance the college offers or by getting it at home when you are on a break. Emergencies are generally covered when you are away from home. </p>
<p>If you have any doubts, call the insurance administrator directly, describe the scenario and someone should be able to help you.</p>
<p>And, I do agree with Younghoss...the best way to convince your parents that you are mature enough to go out of state for school is to do your homework on this. Treat it like a research paper or a business plan...call the health insurer, call the schools...get all the facts and figures down on a piece of paper. Find a doctor close to the school who can provide care for your issues and get his/her credentials from the state med board. If you can show that you can still get good and affordable health care out of state, you'll go a long way to convincing your parents.</p>
<p>My concern with his health insurance, is that it may or may not be run like an HMO or PPO, since it is set up by his state. Our HMO has covered for all sorts of varied mishaps and so on out of area, and was quite good at dealing with the unexpected when my son was in school out of state. This may be different.</p>
<p>Crohn's can be a very expensive chronic illness to treat. Depending on what medications you need to keep in remission, some are as high as Remicade at $20,000 per treatment every 8 weeks.</p>
<p>That's something to take seriously.</p>
<p>I do know about it and I can understand why your parents are concerned.</p>
<p>Quantify the unknowns by contacting the Student Health Services office at the colleges you're interested in and seeing if they'll offer you coverage given your existing condition, and if so, how much it would cost. As a student there you'll be part of a group health insurance plan which is different than trying to get insurance on your own.</p>
<p>Also, figure out how long it takes to drive to the college of your choice. If it's within a reasonable drive (depends on the driver - 2 to 8 hours), it might help your parents accept it since they'd know you're more accessible if need be.</p>
<p>It's good to have hard facts in hand when making your point.</p>