OP, I think you need to come up with the financial parameters (I know you have at least $25K/year).
It sounds like you won’t qualify for financial aid, and it sounds like your D won’t get much merit aid. That’s ok. I think there are still good options.
It doesn’t sound like your D needs to go to an expensive school, but might benefit from the personal touch often found at private liberal arts colleges. If those are out of budget though, and they are for many people, than I think the best approach is a public school. There is a range between big flagships, and liberal arts colleges focused on the undergraduate.
What state do you live in? For most states, in-state schools are the most cost effective. As far as OOS costs,
as ucbalumnus mentioned, there are some public liberal arts schools like
Truman and University of Minnesota Morris, that are very inexpensive even out of state.
Truman is the state honors college of Missouri, they almost never fill up and you can definitely afford. It has about 6000 undergraduates and is in the middle of the boonies. While your D’s SAT’s seem right in line, 98% of the students were in the top half of their class. I’m not sure if 3.2 unweighted is in top half. Anyway, they have a formula which you can calculate to determine if she can get in.
University of Minnesota Morris is a public liberal arts college also in the middle of nowhere, near the SD line.
I’m not sure all of that is necessary though. Your own state probably has an appropriate college that might make more sense.
The other thing to think about is just how academic your D is in the first place. Is English something she really wants to study, or is it the least objectionable major. Is college a stepping stone to what comes next, or is it an end in itself. Would she prefer a preprofessional college experience like business, psychology, nursing or education, landscape architecture, that provide a direction and still require a fair amount of liberal arts, or are the next four years a gift that you are giving her to study whatever interests her. I think it’s a fair question that too few students address. Too many students don’t actually want to learn for its own sake yet pursue majors where there heart really isn’t in it.
If she’s really a people person, then studying business might really be the best approach because it provides a direction right into a career where being a people person has actual tangible value. This is especially true in the human resource end of things.