<p>Your ACT is better than your SAT. But, that’s certainly OK :)</p>
<p>I’d cross UPenn off your list unless you’re pretty certain that few from Hawai’i apply there. (You might be a regional admit)</p>
<p>Vandy meets full need without loans, so keep that one. (Plus the weather is nice and Vandy is a very good school. I live about an hour away from Vandy.)</p>
<p>Since you’re from the great state of Hawai’i, I don’t think you’re used to really cold weather (it can get “old” really quickly for us warm-blooded folks 
), so I’d cross off a few of those super cold weather schools. (no offense to those who love the cold, but for those of us who like to wear shorts and flip-flops most of the time, keeping track of gloves, scarves, and hats could become a drag. LOL) </p>
<p>I am REALLY concerned about your safeties. I could be very wrong, but these don’t look like FINANCIAL safeties. Do you realize that most OOS publics cannot meet need of its OOS students? (They can’t meet the need for OOS students because their COA is sooo high because of those high OOS fees.) </p>
<p>Your OOS costs to these 2 “safety” schools will be high. Are you certain that you’ll get merit money from them? If not, then they aren’t good safeties for you because they won’t give an adequate FA package. </p>
<p>According to Indiana’s website, you don’t qualify for their OOS merit scholarships because of your GPA. [Automatic</a> Academic Scholarships: Office of Scholarships: Indiana University Bloomington](<a href=“http://www.scholarships.indiana.edu/pages/automatic.php]Automatic”>http://www.scholarships.indiana.edu/pages/automatic.php)</p>
<p>IU Distinction - $36,000 ($9,000 per year)
The IU Distinction Scholarship is awarded to the best and brightest out-of-state students who meet each of the following criteria:
Out-of-state student (domestic and international)
Minimum SAT score of 1330 or minimum ACT score of 30
** Minimum GPA of 3.80 on a 4.0 scale **</p>
<hr>
<p>IU Prestige - $20,000 ($5,000 per year)
The IU Prestige Scholarship is awarded to students who meet each of the following criteria:
Indiana resident or out-of-state student
Minimum SAT score of 1260 or minimum ACT score of 28
** Minimum GPA of 3.80 on a 4.0 scale **</p>
<p>Again, OOS publics can’t give you FA to “pay” for those pesky OOS tuition charges. A few OOS publics will give some merit to high stats kids to cover those OOS charges.</p>
<p>:) However, in your case, ** The University of Alabama will give you a 2/3 OOS tuition scholarship ** with your ACT and your GPA as long as you apply by Dec 1 (also apply for scholarship by Dec 1). As long as you meet the due date, you’ll get the scholarship! :)</p>
<p>** The University of Alabama has a VERY STRONG business school - The Culverhouse College of Commerce and Business. ** [The</a> Culverhouse College of Commerce and Business Administration](<a href=“http://www.cba.ua.edu/]The”>http://www.cba.ua.edu/) Then click on “Departments/Programs” to look at it’s Finance major. I think you’ll be very impressed. The Bruno Business Library is awesome, too.</p>
<p>The University of Alabama has strong academics, a gorgeous campus, very friendly students, and “big sports” for added entertainment :)</p>
<p>Alabama also has 4 awesome Honors Programs any of which work well with a business major. With your stats, you would certainly qualify for 2 of the honors programs. The other two programs are competitive for admission. For more info about the Honors College and its programs see <a href=“http://talk.collegeconfidential.com/1063465381-post1.html[/url]”>http://talk.collegeconfidential.com/1063465381-post1.html</a>. </p>
<p>This is the scholarship that you would get:</p>
<p>** UA Scholar
An out-of-state first time freshman student who meets the December 1st scholarship priority deadline, has a 30-31 ACT or 1330-1390 SAT score and at least a 3.5 cumulative GPA will be selected as a UA Scholar and will receive 2/3 tuition for four years.</p>
<p>The above scholarship is worth $60,000 and essentially covers that OOS portion of tuition. The scholarship INCREASES each year if tuition increases. (For instance, if OOS tuition rises to $21,000, the scholarship increases to $14,000) That is much better than “flat amount” scholarships which don’t increase when tuition increases. :)</p>
<p>BTW…with your stats, if a person majors in engineering, the scholarship is increased to full OOS tuition plus $2500 per year (I’m just stating this for others to note.) **</p>
<p>The University of Alabama has students from all 50 states. However, I’m certain that they would want more students from Hawai’i. </p>
<p>Alabama also has the fabulous “super suites” housing. Here’s a link to one of the residence halls. Each student has a private room within a 4 room suite that share a kitchenette, living room, and 2 bathrooms. Scroll down for floor plans and more pics [Housing</a> & Residential Communities - The University of Alabama](<a href=“http://housing.ua.edu/ridgecrestsouth.cfm]Housing”>http://housing.ua.edu/ridgecrestsouth.cfm) </p>
<p>** I really think that you should apply to The University of Alabama as a financial safety. ** The application is super EZ (no essays, no recs ). Alabama uses formula method for admissions and scholarships - as long as you have the stats, you’re admitted and get scholarship (if you apply by Dec 1 to both school and to scholarships) Scholarship app is also EZ - no essay or recs for that either.</p>
<p>If you’re using waivers to apply to your schools, Alabama accepts waivers if you use a paper app. If you decide to apply, I suggest that you do so soon to meet the Dec 1st deadline for scholarships. :)</p>
<p>BTW…I see that you’re Filipino If you’re Catholic (we are), you might be interested to know that there is a big Catholic parish right across the street from UA (St. Francis). I only mention this because we were concerned that our Catholic kids (we have 2 boys at UA) would be “odd” at UA. However, we soon found out that there are many Catholic students and profs at UA - hence the big parish across the street. Of course, there are churches of various other denominations, a Hillel for Jewish kids, and also worship spaces for other religions as well near the campus </p>
<p>Another point in Alabama’s favor is its relatively low Cost of Attendance for OOS students. The total COA is about $31k (that price includes those super suites). [Estimated</a> Semester Budget](<a href=“http://cost.ua.edu/undergraduate-budget.html]Estimated”>http://cost.ua.edu/undergraduate-budget.html) There are also less expensive on-campus housing choices available, too. :)</p>
<p>** An out-of-state student who now attends The University of Alabama recently posted on CC that… “UA is recruiting for the best and brightest students nationwide. For many students, it is the money that first interests us in Alabama, we visit, and then we get hooked.” **</p>
<p>If you have any questions, you can put them here, or you can PM me. :)</p>