Normal Salary!-- Fianancial Analyst etc.

<p>I was wondeirng if some people could post average salaries for positions like fianancial anayslt that UNDERgrad students get before they go back to school for their MBA. Any other positons? Any other opnions on this subject?</p>

<p>depends what type of financial analyst...if you're talking about an analyst for an i-bank then salary is about 52-55k, with bonuses of about 20-30k...if you're a financial analyst in say the corporate finance dept of a firm then your pay will be more like 40-48k with bonuses of 2-10k.</p>

<p>Im talking like a anaylist for a bank.. that supports big companines and stuff.. and Im talkin candian dollars</p>

<p>as I said for a bank 52,000-55,000 USD salary (62,300-65,800 CAD) and 20,000-30,000 USD bonus (23,900-35,900 CAD). So essentially total salary+bonus you're looking at a range of 72,000-85,000 USD (86,200-101,700 CAD).</p>

<p>btw i-bank is short for investment bank. Look up investment banking, it's essentially the type of banking you're looking for.</p>

<p>But be careful, Canadians do not pay as well as Wall Street. I would say that the typical salary package for a financial analyst at a Canadian Bank, like TD or BNS, would be roughly $50,000 canadian with a bonus ranging in the $10,000-$20,000 Canadian.</p>

<p>sorry.. Im kinda new to this stuff.. lol.. I know what a salary is however how can business people get so much bonuses? can someone explain this?</p>

<p>Also.. ALexandre.. what kind of life style would one have with a starting candian salary?</p>

<p>Canada is a little more affordable, but taxes are higher. I would say that a 22 year old can live relatively well on a $50,000-$60,000 annual salary. When you add the bonus, you can definitely do some damage!</p>

<p>yea, well I plan on living in a nice condo probaly about 1000 a month and a nice car prolly about 500 a month and then theres insurance, gas, movies and lesisure prolly about 1000 a month.. </p>

<p>but heres my concern.. I was wondering how is there a positive way that we will get jobs after undergrad? like I have bad experiences sending out resumes and never getting replies.. It just seems unreliable. ANy thoughts Alex?</p>

<p>You might want to see if Canadian investment banks recruit at the schools you're looking at. If they do, usually your career services center will help and you end up having interviews conducted on campus and whatnot</p>

<p>dcface's suggestion is a good one. Check out schools like McGill, Toronto, Queen's, Western Ontario, McMaster etc... See which ones have a large number of IBanks recruiting on campus. It is the easiest way to get a job.</p>

<p>yeah alexandre is right...canadian banks will pay less than wall st. I was merely posting wall st. salary figures. Btw, you asked why bonuses are so high...they are very high because in banking your bonuses are based on your contribution to various deals (as well as your level at the bank) so for example if a bank helps Google launch an IPO then some of the money the bank makes is given as a bonus to the people who worked on the IPO; a Managing Director (very high position) might get a HUGE bonus (somethimes 6-7 figures) and a first year analyst will get a decent amount. So the deals you make in banking lead to high bonuses.</p>

<p>I see.. thanks guys! You guys have been a big help.. I hope in the future I attend university of western ontatio... or wilfred laurier, mcgill or toronto.</p>

<p>Ill keep you all posted in the future.. </p>

<p>also.. please keep on posting on this subject.</p>

<p>I think it would be really cool working for an i-bank in canada. I heard it's a beautiful country.</p>

<p>I agree...I recently went to Canada for the first time and loved Vancouver; it is one of my favorite cities now.</p>

<p>Tell him about the hours. You plan on having kids when you're young Canadian? What if he can't get into the schools that Ibanks recruit at? Is his Financial Analyst dream over?</p>

<p>I was an analyst once, base salary was in the 50s. I sense it's about 40-50k for most undergrads out of college or with a couple years of work experience. Depends on the company, city, etc. a bit as well. A Fortune 100 (such as an I-bank or major retailer) is going to pay more than a smaller company.</p>

<p>at wharton our UG avg. salary for someone going into investment banking is $55,259 (range from 40k to 85k)...plus the bonuses range from 10-30k, signing bonuses are anywhere from 0-10k. So as a first year analyst you'll probably be making anywhere from like 60k to 90k with bonuses.</p>

<p>however, as someone mentioned you are working yourself to death...on average anywhere from 90-110 hrs. per week.</p>

<p>My friend wrote this piece a while back, it's kind of interesting. Don't underestimate what it means to work 90 hours a week.</p>

<hr>

<p>For I-banking analysts, it's all about the computer screen. Analysts,
especially those in their first year, spend countless hours staring at
their computer monitors and working until midnight or all night.
Building models, creating "comps," (see sidebar) and editing
pitchbooks fills the majority of their time. Many analysts do nothing
but put together pitchbooks, and never see the light of day. Hard
working and talented analysts, however, tend to find their way out of
the office and become involved in meetings related to live
transactions.
A typical week for an analyst might involve the following:</p>

<p>Monday</p>

<p>Up at 7:30 a.m. Monday morning, the analyst makes it into the office
by 9. Mornings often move at a snail's pace, so the analyst builds a
set of comparable company analysis (a.k.a. comps, see sidebar) and
then updates the latest league table data, which track how many deals
I-banks have completed. Lunch is a leisurely forty-five minutes spent
with other analysts at a deli a few blocks away. The afternoon
includes a conference call with a company considering an IPO, and at
5, a meeting with a VP who drops a big model on the analyst's lap.
Dinner is delivered at 8 and paid for by the firm, but this is no
great joy - it is going to be a late night because of the model. At
midnight, the analyst has reached a stopping point and calls a car
service to give him a free ride home.</p>

<p>Tuesday</p>

<p>The next day is similar, but the analyst spends all day working on a
pitchbook for a meeting on Wednesday that a banker has set up. Of
course, the banker waited until the day before the meeting to tell the
analyst about it. After working all night and into the morning,
including submitting numerous changes to the 24-hour word processing
department, the analyst finally gets home at 5 a.m., which gives him
enough time for a two-hour nap, a shower, and a change of clothes.</p>

<p>Wednesday</p>

<p>Unfortunately, there is a scheduled drafting session out of town on
Wednesday relating to another transaction, and the flight is at 8 a.m.
Having slept only two hours, the analyst reads his draft of the
prospectus on the plane, and arrives with a VP at the law firm's
office at 11 a.m., armed with some comments to point out to the group.
Many hours and coffees later, the VP and analyst get back on the
plane, where the analyst falls dead asleep. After the flight touches
down, the analyst returns to the office at 8 p.m. - and continues
modeling for a few hours. At midnight, the analyst heads home.</p>

<p>Thursday</p>

<p>The analyst is roped into doing another pitchbook, this one for a
merger deal. He frantically works to complete a merger model:
gathering information, keying in data, and working with an associate
looking over his shoulder. By the time he and the associate have
finished the analysis, it is 1 a.m.</p>

<p>Friday</p>

<p>Friday is even worse. The merger model is delivered to the hands of
the senior VP overseeing the work, but returned covered in red ink.
Changes take the better part of the day, and progress is slow.
Projections have to be rejiggered, more research found, and new
companies added to the list of comps. At 7 p.m. on Friday, the analyst
calls his friends to tell them he won't make it out tonight - again.
At 11 p.m., he heads home.</p>

<p>Saturday</p>

<p>Even Saturday requires nearly 10 hours of work, but much of the
afternoon the analyst waits by the phone to hear from the VP who is
looking at the latest version of the models.</p>

<p>Sunday</p>

<p>No rest on Sunday. This day involves checking some numbers, but the
afternoon, thankfully, is completely free for some napping and
downtime.</p>

<p>The analyst adds up a total of maybe 90 hours this week. It could have
been much worse: at some firms, analysts typically work more than 100
hours per week.</p>

<p>I could have sworn I read that exact story in an online article a while back. Anyway, that basically describes the average week of an analyst. I'd also recommend the book "Monkey Business", which describes in great detail an entire year of working as an i-banking associate. The authors are extremely biased against i-banking and at times seem to be excessively cynical, but it's very informative nonetheless. Highly recommended.</p>