Ok so i have a few days left and I need opinions.
I ed’d to cornell, got deffered and then accepted into Humec for human development. It’s my dream major and school but ill be at least 75k in debt.
I also got 45k scholarship at NYU (won’t be in debt) for Neuroscience at CAS. I already live in the city so not thrilled about staying but excited to study abroad and I can still dorm.
Which sounds like the better option
“at least 75k in debt”
Too much debt.
“45k scholarship at NYU”
Great university. I normally think of NYU as expensive. What do you need to do to maintain the scholarship for a full 4 years?
IMO $75K in debt is too much. I’d go to NYU and go abroad for a semester/year if you want a change of pace.
I don’t think 75k debt is too much for your dream school and major. Cornell and NYU are very different, obviously. And that Human Development major sounds unique and not at all the same as Neuro at NYU. If that is truly a niche you want in a college setting you want (which is away from home) then it might be worth the $.
I’m going to grad school though and will accumulate at least 100k more ?
I have to maintain a 3.5 gpa, but i spoke with an advisor and they told me it’s pretty flexible as long as you are communicating any problems or reasons for a lower gpa.
3.5 is concerning. Is that each semester or cumulative? $75k is a payment of >$800/month. I really don’t like either option.
it’s flexible… its pretty unheard of people being kicked of the mlk scholarship so i’m not that considered in that regard
@Eeyore123 @joecollege44 @DadTwoGirls ^^^^ forgot to tag in previous replies
Would your parents qualify and be willing to co-sign $75k in loans? You couldn’t take that amount of sent out on your own. And remember prices go up every year.
And if you add on projected grad school debt you’d start life $175k in debt… I would not suggest that.
@happy1 (not super concerned with prestige) but do you think I would be at a disadvantage dropping an ivy for a school with a worse rep
@iwantshakeshack, as an alumna, I love Cornell and had taken several courses in its stellar human development department. That said, Ithaca is a starkly different environment from NYC, in some ways great but nonetheless a huge adjustment. Being a practical person, I would take the scholarship from NYU (a big deal!), seize a rare opportunity, and be the best student you can be. Wishing you the best!
@iwantshakeshack There is pretty much no disadvantage to dropping any ivy for NYU, especially since you’re attending grad school. Your graduate school won’t care where you went to undergrad but will care what your GPA and demonstrated interests were. A future job will place much more weight on where you go to Grad school rather than undergrad, and NYU is still a very highly ranked school.
$75k in debt is too much for any undergrad degree. You can’t borrow that much on your own anyway, so unless your parents will do the borrowing for you, Cornell is out.
Go to NYU or some other place you can afford without any debt other than the standard federal loans (which will leave you with only $27k of debt). Do well. Don’t look back.