Oh crude...

<p>Hey thanks for reading this whoever you are!!</p>

<p>So i got into Umiami and I just saw my FA package. It wasn't awful but its 5k more than what my parents want to pay. Could I ask for more? or is it a lost cause?</p>

<p>It definitely can’t hurt to ask. Explain that it’s your first choice, but that it’s just not quite affordable. If there are any extraordinary financial circumstances that impact your family’s ability to pay, explain that also.</p>

<p>Oh, and don’t repeat what you said here - that it’s more than your parents “want to pay.” You need to say that it’s more than your parents are able to pay. What they want to pay is irrelevant. What counts is what they’re able to pay. So choose your words carefully when you make your appeal.</p>

<p>Try this! A lot of the posters are very highly regarded, and I found it very helpful.</p>

<p><a href=“http://talk.collegeconfidential.com/showthread.php?t=1472815[/URL]”>http://talk.collegeconfidential.com/showthread.php?t=1472815&lt;/a&gt;&lt;/p&gt;

<p>Dodgersmom has some great points! Make sure you seek out all the ~$1000 local scholarships too; win a few of those and you’ve almost got it covered.</p>

<p>^It’s too late in the year to be applying for scholarships, local or otherwise.</p>

<p>thank for responding. Its just that the Fafsa doesn’t consider that my sister goes to a private school. Or would that be considered an unnecessary expense because she is not in college</p>

<p>i did apply to scholarships. I just did not win any :(</p>

<p>Your sister going to private school is a lifestyle choice. Your parents could send her to a free public school and use the money saved toward your college education. Sorry, but that’s not going to make a difference in an appeal. Why should the taxpayers (me) pay for you to attend a private university that your parents *could *pay for but choose to use that money for a luxury item (private school)? :rolleyes:</p>

<p>FAFSA does take into consideration that there are two kids in college. Your parents’ EFC should be cut in half for each of you. When your sister is out of college, that part of the EFC will double if all other income and assset pieces stay the same, and I am warning you right now that your aid may plummet. That is what nearly always happens to financial aid when a family goes from two kids in college to one. So you had better look at your package and discuss what will happen when that parental EFC doubles. Your aid is likely to be cut drastically, a lot more than that $5K. This is an issue that is a huge problem with parents with other kids in college when the a kid gets an aid package. Look at the Thread on this board titled “But, what are we going to pay NEXT year?” that addresses that situation.</p>

<p>CPT, the sister is not in college.</p>

<p>^^^ i do have a brother in college though!! I only really need it for this year but next yr woulf not be an issue</p>

<p>Get a job. If you work now, during the summer, and 10 hours a week during the school year, you will likely be able to cover MOST of this $5000 shortfall.</p>

<p>Beautiful chicks…your family income is VERY high (as posted on other threads…in the $300,000 a year range). If you received aid for U of Miami, it likely was merit aid. </p>

<p>RE: your sister…you would need to ask Miami how to file a special circumstances consideration. When you do that, you will need to document the NEED for private school for your sister. Colleges review these on a case by case situation…so you might get some consideration and you might not.</p>

<p>Even IF the school considers your sisters private school costs, it is highly unlikely that your EFC per FAFSA would be reduced enough to qualify for federally funded grants.</p>

<p>Is your brother going to be in college NEXT year when you are? If so, this was ON the FAFSA and the school already took this into consideration if this was a need based award.</p>

<p>If this happened to be need based aid, sure, ask them if they will reconsider. But remember that UMiami does not pledge to meet the full need of all accepted students, and they don’t.</p>

<p>What is the breakdown of your aid package?</p>

<p>The OP received a Coral Grant from U of Miami (according to other posts). This grant varies in amount. One thing to consider is that U of Miami practices enrollment management…it is ALL over their financial aid website. This means they are not need blind, and are accepting students, expecting them to pay what the school wants them to pay in an effort to keep the books balanced.</p>

<p>Agreed with Mom2. What did they offer you? If you are expecting them to double your award, for example, it is not likely to happen with “free money”.</p>

<p>EFC is 44554 but if i were to attend it would be 48980</p>

<p>We need to know the breakdown of your aid.</p>

<p>What are your parents saying? Are they saying that they will only pay the EFC amount and that’s it? </p>

<p>Are both of your parents’ incomes on your FAFSA?</p>

<p>OP, does your $6000 in aid at Miami include the $5500 direct loan? If not, that would be the way to cover the $5000 your parents won’t pay. If you get a job, you could reduce what you take in loans.</p>

<p>According to other threads the OP was accepted EA to the following:</p>

<p>UMich
UPitt
U Miami with $6k in aid
Villanova
Fordham
UTampa with $8k in aid
Case with $23k in aid</p>

<p>If she is looking at the affordable options, either Case where she got aid of about 1/2 the cost, or UPitt where she is instate would be the obvious choices.</p>

<p>P.s. congratulations on those acceptances.</p>

<p>COA is 60960
EFC is 48980
PS is 6000
Perkin loan 1500
coral grant 1480
work study 3000</p>

<p>@thumper1 thank u. My dad does not want me to go to case really and neither do I really. I would not mind it but its the social scene and he doesnt think getting 23k will make up for the fact that i will be unhappy there and he does not want to spend money if i am going to complain all of the time</p>