Parent Plus Loan Approval

<p>CMIRA, your social security number, date of birth, etc may not be correct. Call the school to find out what the issue is. It sounds like they couldn’t do a credit check on you because something was incorrectly entered regarding your personal information.</p>

<p>Borghugh, you will receive another email that gives you a decision, I believe. I am pretty sure the email you reference is just stating that your application was successfully processed for a credit check & for sending to the schools listed.</p>

<p>Thanks Kelsmom!!! Will be calling the Univeristy. </p>

<p>How have you been? Hope this message finds you and your family well.</p>

<p>For the past two years, we have gotten Parent Plus approval immediately on the website, almost immediately after I hit submit (probably within a minute)…not in an email. Might go back to the site and read everything. The email saying it was being sent to the schools came later.</p>

<p>My approved parents loan was cancelled by the school claiming <em>I</em> had a defaulted loan dating to 1974.
I attended and graduated under the GI Bill, how is this even possible???</p>

<p>I called the University today and they told me they haven’t received anything but to forward that e-mail to their financial aid and loan department just to let them be aware of my application. The person who spoke to me told me that “it sounds like a denial” but to forward that e-mail and wait. </p>

<p>I didn’t get an immediate credit check so I don’t know if it was denied or approved. So, lets see what happens. I don’t know if its ok or not.
What do you guys think?</p>

<p>got a letter dated 7/4(the day I applied) stating we had been approved. Was really quick. Thanks Kelsmom for reply.</p>

<p>I received those canned type of email responses to my parent plus on line application. They didn’t really say anything. The first one confirmed my application was received and that they would send the decision to the school within 24 hours. The second one says go to the student loans.gov site and sign in to see the letter that corresponds to the date fo the email, print and save a copy. Amd follow the letter’s instructions as appropriate.</p>

<p>My question is are these all canned emails? And the answer is on the website? I wonder how they connect with the school so quickly to confirm the amount of money you can qualify based on the other grants, scholarships you have already received? Dose anyone know? I’m afraid to check now!</p>

<p>My approved parents loan was cancelled by the school claiming <em>I</em> had a defaulted loan dating to 1974.
I attended and graduated under the GI Bill, how is this even possible??? </p>

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<p>Go to [National</a> Student Loan Data System for Students](<a href=“http://www.nslds.ed.gov%5DNational”>http://www.nslds.ed.gov). You will sign in with the same PIN you used to sign your FAFSA. It is very, very important that you find out about the defaulted loan. This website will give you all your loan information. You will be able to see all the details … when the loan was disbursed, which school, how much, who the servicer is … along with contact information for the servicer. You will also need to contact the servicer IMMEDIATELY to find out what you need to do to resolve the default.</p>

<p>If you disagree about the loan, it may be a difficult thing to prove. The problem is schools are not required to keep records more than 6 years, although the disbursing school <em>may</em> have info, so do talk to them. I seriously doubt they can tell you anything, but it doesn’t hurt to check.</p>

<p>Mistakes have been known to happen. The thing is, it was much harder to get loans in the 70’s … you had to go to a bank to take out a Stafford loan. It wasn’t like today, with easy internet borrowing. That also made it harder to award the loan to the wrong student, though, since it was a manual process initiated by paperwork. Are you SURE you didn’t borrow? </p>

<p>Good luck!</p>

<p>I read some pretty bad complaints about discover student loans online. Check out whichever you think you will use~ google it with COMPLAINTS after and read on…</p>