Parents of the HS Class of 2014

<p>Woo hoo!!!</p>

<p>Did you get the SAT results?</p>

<p>No, we have no horse in the race this go round… that WOOHOO was for your DD!!</p>

<p>Thank you!</p>

<p>I shall now try to go to sleep in earnest. See you tomorrow!!</p>

<p>Congrats AnjinT! We are with you . . . DS’14 is done with the SAT!
Can’t sleep now, but will have to wait a little before I wake the kid.</p>

<p>Thanks glido…No more SAT!</p>

<p>Congrats, Anjin & Glido and your offspring! Wish were were done, but haven’t even started.</p>

<p>Kees4me–We toured OSU last fall. DD’s reaction was lukewarm. I think we’re going to head to Eugene after spring break as U of O has the same break we do. Have fun in Sunriver, the skiing should be fabulous.</p>

<p>PacNW-- Boo on Whitman. I’ve been a bit concerned about the amount of merit aid they are really giving. Where did your son end up? I so wish DD would consider Rice, Alabama and some of the fine schools in the east, but she isn’t budging from the west coast at this juncture. Not that I want my child to be far away but she’ll certainly have more options if she’ll leave CA, OR, WA.</p>

<p>congrats to the ā€œone and doneā€ crowd! What a relief!</p>

<p>Let’s just say after seeing S’s scores I am now planning to visit some test-optional schools. Someone will want my big Mr. Nice Guy.</p>

<p>DS’s SAT scores are good but not fantastic. Not ā€œone and doneā€ for him. His ACT was delayed until this weekend, so hopefully that will be his better test and he’ll be done.</p>

<p>Hello parents! Do you know – </p>

<ol>
<li><p>How accurate / close are the net price calculator numbers to the actual aid they give?</p></li>
<li><p>Why some college net price calculators ask for retirement savings while others don’t? </p></li>
<li><p>Do they take into account the retirement savings while calculating the financial aid?</p></li>
</ol>

<p>Thanks!</p>

<p>Jasmine
We haven’t found the calculators helpful for a school that has an institutional method and requires a CSS etc. In part because they seem to do things behind closed doors that differ from using the straight #s from the tax forms, CSS, FAFSA etc</p>

<p>Are you looking at some schools that use only FAFSA and some that require the CSS Profile?</p>

<p>Congrats to those whose kiddos are ā€œone and doneā€ with the SAT.
K2 hasn’t taken it–that comes in March…I am hoping there will be a little prep with those books sitting on the floor.</p>

<p>Conflict with EC and ACT in April means no ACT til June…
sigh</p>

<p>I just registered DD for the April ACT test - what a long, detailed questionnaire to get through! I could answer many of the objective questions (grades, courses taken and to be taken, etc) but I couldn’t believe all the questions on ā€œinterestsā€. When she has time (ha!) she’ll have to go back and complete those questions!</p>

<p>Congratulations to our ACT crowd today with excellent scores!! Anjin & Gildo, big cheers to your kids!! :)</p>

<p>jasmineRose - NPC’s ask for different information as some schools use simply the FAFSA to calculate need and others also include the Profile which goes more in depth. All schools are going to calculate your ā€˜need’ based on their institutional formula. Even a school that promises to cover 100% of demonstrated need may not be affordable if their idea of your need and yours are too far apart. The ā€˜devil’ is in that little word ā€˜demonstrated’ need. There are some exceptionally knowledgeable people in the financial aid forum that are excellent at answering questions. I’m not trying to ā€˜pass you off’, but you really should go by there and ask some questions. They are very willing to help and know their stuff!</p>

<p>[Financial</a> Aid & Scholarships - College Confidential](<a href=ā€œhttp://talk.collegeconfidential.com/financial-aid-scholarships/]Financialā€>Financial Aid and Scholarships - College Confidential Forums)</p>

<p>edit: crossed posts with fogfog. :)</p>

<p>I had already signed DS up for the March sitting weeks ago! His scores are about average for his school so good but not eye popping. Hopefully he can do better on at least one section and take advantage of super scouting.</p>

<p>Sent from my SCH-I510 using CC</p>

<p>Jasmine, the simple answer to why some school ask for retirement savings and some do not, is that some use that info but most do not. Of those that use the info, they will never give you a straight answer as to how it is used, but from what I gather, they are looking to see if your savings are ā€œway out of whackā€ with your reported income and other assets. I guess the feeling is that if you have way more than a person in your income bracket ā€œought toā€ have saved for retirement, you ā€œcould haveā€ been saving some of it for college instead. </p>

<p>They didn’t have the NPCs when S’11 was applying, but as a single data-point, his current school’s NPC is ā€œin the ballparkā€ compared to his actual aid package.</p>

<p>Thanks fogfog and blueiguana. I will check out the forum you have suggested.</p>

<p>Class-- Does your state flagship place a lot of emphasis on test scores? Is it possible he could find a place in another state school? I get the impression that the privates scrutinize that more than publics, but I could be wrong. Our testing culture really frustrates me, especially when GPA is the best indicator of how a student will do in college not an SAT or ACT. </p>

<p>Mathmom–We are doomed if that’s the case about retirement. We have a healthy amount mostly because it’s company funded. This will look out of whack for us. Time for a lottery ticket…</p>

<p>another thought</p>

<p>we used several peer schools online calculators–and our K1’s schools calculator…
and
the aid package from a peer school was significantly better,
and
the aid package our student received the past 2 years has been less than the calculator and K1s school estimates…last year it was off by 5 digits!! This year less, though still some. </p>

<p>That said–leave yourself a cushion with the budget if the aid package is off by 10% etc…from the online calculator. The closed door meetings that - as others have said- determine your ability (in their opinion) are not transparent at all. So they are difficult to fight for adjustments. </p>

<p>We found a significant error in their calculations— it took phone calls, etc to fix.</p>

<p>I am sooo not looking forward to this again—We have to do the FAFSA and Profile for K1’s school…
so doing it for two…
sigh…</p>

<p>Thanks mathmom. The problem is we were two income household for 15 years but for the last 8 months it has become a single income household. So there is a mismatch of our annual income to what is in the retirement. Hence the question. It is really confusing and seem to vary between colleges. It is getting harder to calculate the rough net price for different colleges - if we want to choose a list of colleges to apply based on that.</p>