<p>What is really ironic about this situation that both my mom and dad formed for their entire college life including masters and their parents were poor I mean my moms dad was putting her and her sister through college while her dad was only a little grocery store owner. Her dad didn't make her commute to college . My parents are on the border of upper middle class and I am most probably going to a csu with per year cost of 22k so if my parents wont help me pay what loans can I take I know there is this 5000 a year one but obviously I need more. Oh and sorry about the little rant.
Oh and the college I am looking are at are at most an hour away I mean I am not being unrealistic so I should be able to dorm if I want</p>
<p>So what you’re asking is where you can find a lender who will let you borrow $88,000 with no collateral?</p>
<p>You can only borrow $5500 on your own. Your parents would have to co-sign for more, which they won’t do so that you can dorm.</p>
<p>What are your stats? </p>
<p>What are your parents saying? Are they saying that they won’t pay for your tuition if you get the money to dorm elsewhere? </p>
<p>That is what you’re facing. </p>
<p>Unless your parents’ objections to dorming are PURELY financial, they will put roadblocks up no matter what.</p>
<p>What are they SAYING about why you can’t dorm? Immaturity? Can’t afford it? Waste of money? What?</p>
<p><<<
My act 29
Sat 2200
Gpa 2.86
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<p>Ok…so you’re a smart girl who doesn’t apply herself??? Is that what’s going on? Are they afraid that if you dorm, your grades will really slip? </p>
<p>Why are your grades that low when you are smart?</p>
<p>You don’t have the money on your own. You can’t borrow the money on your own. A full ride is your only option and if those don’t come easy even with a high GPA. I think you need to come to terms with not living in the dorms. It may not necessarily be all four years at home. It may be a year or two and then a shared apartment. If you want your parents to help fund your college then you are going to have to follow their rules. At least they are willing to give you an education. Some families won’t do that.</p>
<p>1) You look a lot like Bethany Mota.</p>
<p>2) When your mother went to school, college was probably a lot cheaper. The cost of her tuition plus room and board in total was probably a fraction of the tuition at most colleges (even her alma mater) today. You cannot base your current financial situation on their’s from 25+ years ago. If you are dependent upon your parents for financing your education in part, then you need to abide by their rules. Some kids choose not to dorm because of finances – my parents supported any decision I made, regardless. I had the choice to dorm at a “dream school” University with generous aid where my parents were more than willing to cosign loans, and still, I chose to commute to another school where I received a full tuition scholarship. Sometimes (read: a lot of the time) money throws a wrench into your plans for college. You need to be resilient and make lemonade out of lemons. Is living in a dorm nice? Sure. But you need to make decisions that are not only wise for the next four years, but decisions that are wise that won’t have negative ramifications on the next 20+ years of your life. </p>
<p>Talk to your parents about why they do not want you to live in a dorm.</p>
<p>If it’s only money, that is one thing. While money is a huge concern, if you are able to acquire financial aid that will cover full cost of attendance then that will be less problematic (not that doing such a feat will be easy necessarily!)</p>
<p>If they are concerned about safety, your maturity levels, etc. then that is another thing.</p>
<p>Either way though I would reconcile yourself to the likelihood that you will not be living in a dorm. Dorm life is not what it is cracked up to be! You might end up with a crazy roommate, or have to run outside at 3:00 AM in your PJs because some idiot sets off the fire alarm with a hookah, or other stupid stuff like that! You can still get the full college experience without living on campus by getting involved in college activities like clubs and sports. Later on perhaps in your junior or senior year you may even be able to acquire an apartment off campus but near the university. </p>
<p>Living in a dorm can be fun but it can also be annoying, but it’s not necessary to have a good college experience.</p>
<p>If the issue isn’t money, then likely the parents are concerned about behavior and self-discipline. Your GPA indicates that you haven’t been living up to your potential. Have you been checked for ADHD or something else? </p>
<p>Anyway…if parents are concerned about self-discipline (getting to classes, not partying too much, doing homework, etc), then between now and spring you need to SHOW your parents that you have self-discipline…get your HW done w/o being told/reminded, do your chores without being reminded, do EXTRA chores w/o being asked, respect curfews, get to bed at a decent hour, don’t waste a bunch of time texting, etc. </p>
<p>Absolutely Mom2!!^^^^</p>
<p>Which CSU? Many of the CSUs are more commuter schools than residential schools. You might not be missing out on that much.</p>