<p>I am a transfer student currently at my flagship state university. I was accepted to a top LAC where I would be a sophomore next year. Originally, I thought I wouldn't be able to go because of finances (we did not qualify for financial aid). But now, my parents have come to the conclusion that they really want me to transfer to the private school. They say that they will take out loans to cover the costs of the differences between the two schools. Is it right of me to take this opportunity? I know I will feel guilty and selfish making them pay what will total about 90k extra in expenses than if I stayed. I also feel they're being naive in their decision making; can loans like that just be taken out so easily? 90k of debt is a lot of money and I'm not sure it's worth it to be happier at another school, not to mention the prospect of med school in 3 years.</p>
<p>I would greatly appreciate any type of advice.</p>
<p>I am going to be a first year in medical school come august 2008 and I would suggest staying at your state school and keeping the highest GPA you possibly can. I will be approximately $160,000 in debt after medical school(not including interest) and the thought kind of scares me. I think what matters in your applications to medical school are your grades, MCAT and your extra-curriculars. Keep your debt low in undergrad.</p>
<p>Most likely, your parents have a better handle on your family's finances than you do. If you hadn't mentioned the medical school thing, I'd say go for the private school. But if you are absolutely certain that you are headed for medical school, where scholarships are few and far between, then you should stay where you are and focus on building a solid med school application. Once you are in medical school, no one will care where you went to college.</p>