Paying for an instrument

<p>We have been told that at some point in the next 2-3 years our son will need an upgrade on his double bass. He currently plays a SHIN Hybrid, which has been a great starting bass for him. </p>

<p>We would be looking at a carved Bass and have been told that it will cost between 7-12K, which is about as much as a car...yikes. And he will need a new bow and an amplifier. </p>

<p>Right now we just don't have the money to do this. But our son has saved quite a bit of money that could potentially be a down-payment on a bass if financing was available. What have people done to pay for their student's instruments? Are there scholarships or grants you can write away for to get money for a new instrument.</p>

<p>Any tips or suggestions?</p>

<p>Unfortunately there aren’t any that I know of (scholarship/grants). I would say the best option for you to purchase the bass is to just save up. Of course, ALWAYS TRY THE INSTRUMENT BEFORE YOU BUY IT. If the student is on the fence if he likes it or not, most likely I would say pass on the instrument. When you purchase one, there is usually what we musicians call a ‘spark’ where we connect with the musicality and tone of the instrument. Wait until you find an instrument that has that connection, unless he is changing styles. If he’s doing from a dark sound to brighter sounder (or whatever it is) there will be an awkward transition were everything sounds bad for a while until the player learns to adapt to the new tone. I encountered this when I purchased my horn.</p>

<p>Try to pay it off in full so you don’t have to worry about interest finances. If saving it all is not possible, get the biggest possible down-payment. Maybe wait a while for a new bow and amplifier? Unfortunately I don’t know bass numbers and the exact procedure, but this was the way I purchased a used horn last year from a dealer. However, my family and I looked at it as a way to better my chances for music scholarships. While a $4000 horn is a little bit different to a $12K double bass, as long as he is very careful and nice to his instrument it could last him a long time. Also, with an instrument so expensive as a bass do not expect to pay it off from scholarships. While basses (and horns!) are in high demand in college ensembles the scholarships will definitely help to cover some costs, but not all of them.</p>

<p>Obstructions is right on the money, and don’t discount the notion of the “spark” that happens when a musician finds the right instrument. Cost is a big problem we’re facing here also - D3’s teacher wants her to upgrade her viola and it’s going to be a significant investment for us. (And if anyone knows of a small/narrow viola with great sound, please contact me immediately! She’s got sizing issues on top of pricing ones. :))</p>

<p>There are some concerto competitions around the country that give out $1,000-$2,000 for summer camps or instrument purchase. But–you have to win the competition, and you have to win more than one in order to purchase an expensive instrument off of mainly scholarships.</p>

<p>I know that with woodwinds, one would normally buy a used instrument in order to save on costs. I’m sorry but I don’t know how that would work with a double bass.</p>

<p>As far as financing goes, GE Capital has arrangements with several shops on short term and longer term plans. Johnson Strings in Mass. has such financing for in store purchases.</p>

<p>Some music schools allow students to borrow a high-quality instrument from their collection for the duration of their studies at the school. Of course, that is not much help when auditioning to get into the school, but it might put the problem off for several years.</p>

<p>Woodwinds, strings are often a bit different from wind instruments. A high-quality used instrument can cost more than a brand new one. It takes a fine string instrument several years to break in. Good used ones are known quantities and have immediate availability. New instruments can take months to years between placing the order and receiving the instrument and they may turn out to be not quite what you want once they are broken in.</p>

<p>Thanks for all the opinions. We are going to be keeping an eye out for instruments in the next couple of years. It is not easy. As Bassdad said finding a high quality used double bass can be quite challenging. Plus I know my son and he will want to feel it and play it. He played the bass that one of his teacher’s students got for her graduation and fell in love with it. He said he could feel it in his bones…so that is the effect we are going to look for when shopping for a Bass. That instrument, btw, was used and cost about 8K (although was worth more…turns out the owner had to get rid of it rather quickly because he needed the money).</p>

<p>String instruments are very different from others in my experience, brass and woodwind instruments and such lend themselves to being ‘factory made’ and the sound quality doesn’t vary that much from instrument to instrument as much as it does with a string instrument. On top of that string instruments, especially violins and cellos, are collectors items, a guaneri violin owned by Aaron Rosand was sold for 10 million at auction not long ago…which raises the price. String instruments, good ones, are made by hand, and older ones as others have said can/often are a lot more expensive then new ones, and there is a reason for this. String instruments develop their own sound, that to me is a combination of how they were made, the materials, and the people that played them, and that combination of factors makes the sound they produce, and with the musician it depends on finding the one that ‘clicks’ with them as people have said. </p>

<p>And yes, they are very expensive, we face that with my S in the near future, he is going to need a better violin in the near future and it will prob be a min of 20k, if not more, to find one that fits what he will need. It isn’t that price alone means anything, buying a 30k violin vs a 20k doesn’t mean anything, the 20k could be a lot better instrument but the 30k is from someone who has made ‘a name’ for themselves…good quality modern instruments from top luthiers are now pushing 100k…</p>

<p>That said, a couple of thoughts on buying an instrument:</p>

<p>-Don’t go in expecting to pay a certain price, and don’t just look at instruments at a price range, and don’t assume because they show you an instrument that is significantly less then you have looked at it isn’t worth looking at…I have been in shops when people come in (these are young musician’s families), where they say “I want to see a violin, and don’t show me anything less then 10k, the teacher said that” (my unsaid words said to the owner of the shop “better to get new teacher then new violin”; on top of everything else, likely teacher figures they can try and get a ‘finders fee’ out of the shop, more violin costs, more they get…). </p>

<p>Shop around, start going to music shops now and see what is out there. Others are right, you cannot buy it sight unseen or heard, you need to compare them. Rather then telling the store a specific price range, ask to see a sampling across the range (for a lot of string shops, they generally don’t have that many basses, so it is easier). Don’t ask to know the price, have your child play them side by side, eliminating them, and see what happens. You may be surprised that an 8k instrument plays better then one that is 30k…</p>

<p>-Once you find possible candidates at the shops, see if you can borrow them (they will with violins)…I realize it is hard because of the size of them, but if you have some candidates from a few shops, take them out, and have the kid play them side by side at home and see which one seems to grab them. </p>

<p>-Don’t limit yourself where you shop for instruments, make it a broad based search. Obviously talk to musicians if you can or other music families to see where they have gone, to weed out obvious clunkers, but the wider the range the better. Also, be very, very careful with teacher recommendations on where to go, if they seem to be steering you to specific shops be wary of that. There is a dark side to instrument shopping, there are teachers out there who have deals with music stores, where they get kickbacks for sending students there, and it is a scam because what happens is the store owner will jack up the price (based on what they would charge someone coming off the street) to make up the teacher’s ‘cut’. Teachers argue this is fair payment for their time, but that is crap. First of all, sending a student to a store isn’t taking time to do anything. If the teacher is involved in the search, goes with the student to listen to instruments and so forth, they should be compensated for their time, but it should be above board. I have seen parents get absolutely gouged on instruments, paying a ridiculous amount for what is basically a chinese factory violin (nothing wrong with the instrument, but paying 2500 bucks for something you could get for 500 is horrible). </p>

<p>You may find out you can pay a lot less then you might think, sometimes you find a gem, my kid’s last violin was like that. </p>

<p>There are places that finance instruments, but I would be careful with those, they generally are like store credit cards, very high rates. You might do better if you have to finance it (and I would try to minimize the amount financed), might do better with a personal loan from a credit union or possibly using home equity, though these days a lot of people find that isn’t so easy to do…another option might be to borrow against a 401k, but I tend to agree the best route is to try and not finance it.</p>

<p>The other option (and I cannot say how hard/easy this is for a bass), there are foundations of all kinds that lend out instruments to music students and musicians. While a lot of these tend to be high end instruments (like lending a student a strad or similar level instrument) I seem to recall there are foundations and such out there that lend more modest instruments, might be worth trying to find out.</p>

<p>I work in a music store that offers GE Capital financing. However it is far from ideal with a ~13% rate on all instrument purchases.</p>

<p>That’s why they are in the business.</p>

<p>I suppose pianos are a different situation than many instruments, but when we upgraded to a new grand back in 2003, we got a very good financing arrangement through the store’s lender, though I don’t remember the exact terms. Right now I would also think home equity, if you have it, would be a good place to look rate-wise.</p>

<p>Regarding scholarships/grants for instrument purchases, some local competitions don’t seem to be too strict about how prize money is used as long as it is music-related – just read the terms.</p>

<p>I would recommend that you consult with his teacher. His prof should have connections for a quality, less-than-retail instrument. The prof can also write a letter to financial aid that states that this instrument is necessary for your son to complete his degree and perform his requisite recitals. That could help his FA package.</p>

<p>To upgrade our daughter’s Oboe, we just went into our local credit union that we belong to and asked about interest rates and terms. They were very accommodating, and gave us a very low interest rate because they didn’t classify it as a personal loan but one with collateral that wouldn’t lose value. (Most quality high end Oboes and other instruments keep their value or even increase in value over time.) We actually made the last payment this week, glad that’s done! If you have a long standing relationship with a bank, they can be very accommodating. We borrowed a little money years ago to complete an adoption, and they gave us a very low interest rate, very low for a personal loan, because our baby was definitely not collateral! This way we didn’t have to touch any money invested or set aside for different reasons.</p>

<p>StacJip, if you happen to live near New York City or can get there sometime, I can highly recommend the shop of David Gage. He sells basses on consignment and will typically have 60 to 80 instruments covering a wide range of prices on hand at any given time. My daughter got an instrument there when in high school that she used for auditions, played all through college and still uses as her primary instrument in her professional career. Her teacher was kind enough to come along and help her decide. He told her that, had she not selected that particular instrument, he would have bought it for himself.</p>