Paying for it all

<p>Well we sent in our $500 deposit a while ago, does anyone know what are the next steps for paying for it all are? When is the first payment due. Also, what payment options are offered, monthly, quarterly... Do they give cash discounts :)</p>

<p>I don’t think the state has set tuition and fees for 2009-2010 yet. After that the billing systems need to be updated with the charges. I’m guessing (and that’s all it is) that the bill will be out the beginning of July. There will be payment options though our family has always found it more economical to borrow the money and pay the bill up front. YMMV.</p>

<p>You can find out some answers here:</p>

<p>[University</a> of Delaware: Billing & Collection](<a href=“Student Financial Services | University of Delaware”>Student Financial Services | University of Delaware)</p>

<p>I looked at my checkbook to see when I paid last summer for fall '08 and it was July 18. There are no more paper bills. It is very easy to set up e-payment with your checking account and do everything online.</p>

<p>Maybe you could give me some advice on borrowing the money. Is it better to borrow through UD (7.9% interest), or is there a better way? How long does the process take? I’m expecting a bill soon and have to figure this out quickly!</p>

<p>I really don’t know anything about borrowing through UD. Maybe someone else out there can put in their 2 cents?</p>

<p>boring - Over the years there have been a number of threads discussing this over on the Parents Forum. Each family is different. I would think the answer to “Is it better to …?” would depend on your particular set of circumstances. Good luck with the fall term!</p>

<p>One of the only things that I really am unhappy about with UDel is that they don’t take credit cards for payments. I know it costs them some money but we were able to charge my daughter’s tuituin at SUNY Albany and it was very convenient, especially when I had that 5% rebate credit card one semester :-). Is it more common for schools not to take credit cards?</p>

<p>Anyway, my plan is to take the subsidized loan that we qualified for and pay the rest. I never had a student loan for my daughter, since it was so cheap I just paid it all. Do I need to get a bank involved for the subsidized loan? My daughter is going through the same process for law school (she did the same thing in terms of loans) so I guess one of us will figure it out by next Tuesday.</p>

<p>Just curious - you mentioned that your daughter went to SUNY Albany. My one daughter attends UDEL and I have one still in HS who is interesed in SUNY Albany. How does it compare to UDEL?</p>

<p>SUNY Albany is a very good state school - campus is not attractive, dorm options increase after freshman year, food is not noted to be very good/healthy, but the edcuation all around is very good, and they offer Masters and Doctorate levels (can’t beat the cost for in state)!!. U Del is a very good school, much nicer , attractive campus. Depends on the cost, programs desired (no education undergrad at SUNY Albany), state desired, etc. Good to visit both.</p>

<p>My older daughter went to SUNY Albany. I didn’t like it then, and when I took my younger daughter there this spring to visit, she didn’t like it either. It was dirtier than I remembered and so sterile and instututional looking. When my older d went there, she was constanting complaining about the partying. People were always throwing up everywhere on the weekends and the cleaning staff was off. Most of the time it laid there until Monday. She didn’t feel safe there either, especially in the tunnel. I think most of the kids from my younger d’s hs go there because of the in-state tuition. Not many out-of-state kids. Some have been going up since before graduation to party. That’s getting a jump on it, right? You should go visit and make your own decision. I would recommend going downtown and driving around where most of the kids go to live off-campus. My older d lived there after her sophmore year. It was scarey to go there and leave your car on the street. I hope it’s improved since then. The one good thing I saw was that they built some new residence places that looked nice. I don’t know any details about who gets them. Good luck! My younger d is thrilled with Udel.</p>

<p>I just paid my first installment since we will be away at the end of the month. What an AWFUL system. They do not save any information so you’ve got to enter all the information each time (thank goodness for Roboform so at least I was able to save the form for next time). You can’t schedule a payment in advance so by entering it now I pay it now, and I will have to go back each month to do it again, I can’t just tell it to use the same information and use it to pay the remaining installments (which would just be common sense to support). They claim they do this for your security but hundreds, thousands of other schools (and retail sites) store your bank information and they don’t have problems. It is amazing that they use this lame excuse for their lack of having a system that measures up to what should be expected. I never thought I’d consider SUNY Albany as being state of the art in anything but their payment system is miles about the sorry system that UDel uses.</p>

<p>Oh yeah, and I really hate sites that don’t let you paste into the “:enter your account number again”. I was pasting in the bank account number from Quicken and it let me do it for the first place they asked for it. I had to manually type it the second time, fortunately I did not get it wrong. Of course, if they store the information for future use, there would be less chance for error.</p>

<p>BTW since I started the SUNY Albany discussion I will give my 2 cents. As others have said, the campus is not very attractive and UDel is much nicer. My daughter did get a good education (I think) and she has a full time job, as a direct result of her internship in the State Assembly last year. The party reputation is not what it used to be, but obviously you can go downtown if you want. My daughter lived in the new Empire Commons apartments her last two years and loved it there. And the SUNY schools are great deals, even for out of state students.</p>

<p>I will say that it was incredibly convenient for us to get to. We live near the Taconic Parkway and being able to drive up to Albany in under 2 hours with no traffic and just 35c in tolls in each direction is something I look back fondly upon now that I am driving that awful road known as the NJ Turnpike to Delaware (not to mention the $10 or so in tolls in each direction).</p>