<p>Can grandparents apply for plus loans?</p>
<p>Also, at my daughters school, the plus application must be sumitted to the financial aid office. Will they see a copy of my credit report, once it is procesed?</p>
<p>What if my credit is not strong enough, what happens?</p>
<p>I believe only a parent (or possibly a legal guardian) can apply for a plus loan. </p>
<p>If a **parent **is turned down for a plus loan then the student is eligible for additional Stafford loans (an additional $4000 on top of the normal maximum of $3500 for freshmen).</p>
<p>If you are not the legal guardian you would have to look at private loans rather than the parent plus loan.</p>
<p>Swimcatsmom, how do you go about getting the Stafford loan if a parent is denied from a plus loan? My ex husband states that his credit has recently been shot and he may not be eligible for a plus loan.</p>
<p>I believe you have to apply for the plus loan first and be denied. Then I think you show the denial to the school and they can offer you the extra stafford. There is some information here
FinAid</a> | Loans | Parent Loans</p>
<p>Otherwise check with your financial aid officer.</p>
<p>Thank you. I hope this isn't the case but better to be prepared.</p>