<p>My mom is going to have toapply for a Plus loan for me.</p>
<p>She doesn't fell that her credit is strong enough to get it.</p>
<p>I know that the application is submitted to the school. They have also told us that if she is denied that I could get the loan.</p>
<p>She is embarrased about her credit and is almost sure she will not get it. She foreclosed on our home. Will the school see her credit report or just the Plus company?</p>
<p>If she applies for the PLUS loan and is denied, you would get additional Stafford Loan eligibility in your name. Only the PLUS lender would see her credit report, no one at the school would.</p>