I’m asking for suggestions here and will then relay them to the mom, who is a relative of mine. The father is well-meaning but a terrible money manager. He was making a good salary but had NO extra money once the bills were paid and is still in debt for a house he bought recently, student loans, and a car; he was counting on the tuition remission to cover his share of college payments. The mom lives paycheck to paycheck. The notification of the job loss came yesterday and follows on a family member’s health crisis that is still not resolved.