<p>I searched on the internet and received a lot of different answers.
So, does anyone, from past experience, know if I have 0 EFC (qualified for UG scholarship, Cal Grant, Pell Grant, Loans, Work Study), would outside scholarship first replace my UG scholarship and grant instead of work study/ loan?
Is the financial aid office easy to negotiate with? I want to use my 2k scholarship on my loans.</p>
<p>Granted this was a couple years ago, but when I had 0 efc and a 1k outside scholarship, my work study was reduced first.</p>
<p>Typically your loans/work-study will be reduced first. Free money (grants, scholarships) should be taken out last.</p>