I’m a student who recently got admitted to CSULB. I’m about to accept attendance there but I’m having issues understanding how much I’ll be paying, what I’ll be charged for and what exactly I’ll be receiving from the government. The Award Summary page is including two loans into my award summary but I don’t want to take out a loan since I won’t need it. The Shopping Sheet is also including costs for housing and says I’ll be paying 4 grand a year but I don’t want to live on campus since I live nearby and plan to commute. I just want to be sure that I’m not signing myself up for a loan I need or paying for something that I won’t use. Any advice?