<p>At Yale at least, if you have a low EFC and outside scholarships cover Work Study and student contribution, Yale does reimburse you. In addition, they can even reimburse you in circumstances where there are no outside scholarships such as when your travel expenses and books and personal expenses exceeds (1200 + 2600) of 3800. FOr example, traveling from California, travel expenses may be over $1000, so your total out of pocket expenses is over 3800. They reimburse the difference.</p>