<p>The GFG - I understand your conflict. </p>
<p>The most important thing is developing and doing well at any school. It makes no sense to go to an Ivy or a similar top school and fool around (and to go into debt to do so). </p>
<p>It comes down to an assessment of your kid’s maturity. That is hardly foolproof. </p>
<p>Debt is a killer, though. </p>
<p>I rate getting my kids through school (the older one is almost done) without any debt on my part or theirs as one of my life’s big accomplishments, as silly as that sounds. It just gives them so much more freedom.</p>