I don’t need a specialist, but I WANT one just because. And in doctor-saturated NYC, I can get one (actually I have 2) - maybe a little hypochondriac here. My point is I can get one. And that drives up the costs. Because maybe I shouldn’t be able to see one so easily.
Oh, ok. I didn’t know peds were not specialists here. My Canadian friends are super jealous when I mention the kids see peds. They are considered specialists there.
Very true about debt. Canadian medical schools are a pittance.