<p>First of all, big congratulations to all "yes". I know the next phase is which "yes" to pick and how to pay for THE "yes".</p>
<p>We have one HS junior now and would greatly appreciate any information about the need based aid. More specifically, I am interested in schools ranked 20 or higher by USnews.</p>
<p>For example, we have told our DS not to apply to certain schools because they used a large amount of loan in the FA package. It is a waste of resource to apply to schools that you know you can not afford.</p>
<p>Dad II, I know you are already familiar with Vanderbilt, but you may not know that they now have a no-loan financial aid package. They have a reputation for generosity in their f.a. packages, but I have no idea where their cut-off is.</p>
<p>Hi, midmo, have not seen you in a while. How have you been?</p>
<p>So Vandy’s new policy starts this year? That is good news, thanks. The past record shows Vandy is very good to students from our HS. However, among the 5 FA packages DD got from private schools last year, Vandy’s EFC was the 2nd highest.</p>
<p>Since we have already one in college, we really need to find a 100% need meet school to split the EFC. Thus, the search starts… …</p>