<p>Could anyone list schools they know that offer to meet 100% of anticipated fin need?</p>
<p>Princeton.</p>
<p>You must remember that just because a school meets 100% od your DEMONSTRATED NEED (not what you think you need but what the SCHOOL thinks you need) meeting 100% of financial need does not always mean grants or scholarship aid but can be loan money (which theoretically the school can give you loans to cover 100% of your tuition and there fore has met 100% of your demonstrated need).</p>
<p>I would suggest that you research the schools which you are interested in , see what percentage of students get finanical aid, the average grant aid, and the average amount of indebtness that a student graduates with.</p>
<p>northwestern... most of the people i've talked to said that nu doesnt give out huge loans saying that it covers your demonstrated need. if they determine that you indeed do have a demonstrated need, then the first $10000 (at the most) will probably be in work study/loans, and the rest will probably be in grants.</p>
<p>there are so many
i would recommend you go on <a href="http://www.petersons.com/ugchannel/%5B/url%5D">http://www.petersons.com/ugchannel/</a> type in the name of a school your interested and make sure your on the school's "college overview" section, scroll down to financial aid, and it'll have something like this</p>
<p>This IS USC's, they meet 100 percent of need, but doesn't meen you'll be attending on a full ride if you get an EFC of 0.</p>
<p>Of all full-time matriculated undergraduates who enrolled in 2002, 9,326 applied for aid, 7,587 were judged to have need, 7,007 had their need fully met. 6,183 Federal Work-Study jobs (averaging $2218)
In 2002, 2481 non-need-based awards were made
Average percent of need met: 100%
Average financial aid package: $25,521
Average need-based loan: $6078
Average need-based gift aid: $19,235
Average non-need-based aid: $12,288
Average indebtedness upon graduation: $19,176</p>
<p>Applying top</p>
<p>thanks alot</p>
<p>johns hopkins offer full tuition for baltimore city public school student graduates and residents. ... also, even tho people say that hopkins is stingy with aid, to me, they seem to be really generous, in addition to the full tuition, i also got an additional 4 thousand, totalin up to 41,000 for 05-06 school year, which is about 1000 away from full everything.</p>
<p>Stanford meets 100% of demonstrated need. We were quite happy with the amount that was in grants rather than loans. (My son will owe $7500 after four years and was not required to do any work study, although some was provided when he was overseas.)</p>
<p>Susan M</p>
<p>Sybbie is ever so right. Even when you do the research and apply to a college that gives close to 100% of demonstrated aid, and usually gives generous grants, that does not mean you will be one of the kids that gets such a package. Your family could fall into the chasm where the need evaluated is less than what your family can pay. But it does give you a statistical edge by applying to schools that tend to be generous.</p>
<p>I suggest you look at one of the guides that breaks down this info per school. One poster here suggested the Peterson's guide. My favorite is the" USN&WR Ultimate College Guide". In the front of the guide a some lists that give you the more generous and less generous schools in terms of both financial aid and merit awards. You can then look up the individual schools that catch your eye and get a more detailed breakdown on those.</p>
<p>I think, collegedata.com or wiredscholar.com give you the average debt of graduates...that might be useful. Two schools offering 100% of need might result in no debt or $20,000+ .</p>
<p>Some schools are need sensitive and as they run out of financial aid they stop accepting students with greatest need.</p>
<p>I don't know which Ivy's are need blind, I would hope all of them will eventually follow Princeton's approach to limit undergraduate debt.</p>
<p>The only one that sp far follows anything close to Princeton's approach is Harvard anmd that is only for families making between $40,000 to $60,000 per year. They will lower the EFC, and grant more ad money.</p>
<p>Brown gives more grant aid freshman year in order to eliminate work study from their Financial aid package,</p>
<p>I think that Harvard is the best of the Ivies. For parents who make under $180,000 the cost to the student is 10% of parent’s income. And I believe that if your parents make under $80,000 the cost is free. But I think all the Ivies are pretty generous.</p>
<p>A good place to start: [Project</a> on Student Debt: What’s the Bottom Line?](<a href=“http://www.projectonstudentdebt.org/ncoa_chart.php]Project”>http://www.projectonstudentdebt.org/ncoa_chart.php)</p>
<p>I want to echo Mr. B’s comment: “Two schools offering 100% of need might result in no debt or $20,000+.”</p>
<p>Last year, my daughter applied to 11 colleges – ALL OF THEM MET 100% OF NEED. However, each school figured our family’s need differently and consequently the offers we received were all over the map. For example, one college’s idea of 100% need was to give no grants or work study and $53,000 in federal student/parent loans; another school gave $34,000 in grants, no student loans, and an offer of $16,000 in parent loans. Unfortunately, most colleges do not publish their “need formulas”, so it’s very difficult to predict with certainty what kind of financial aid package a school meeting 100% of need will ultimately offer.</p>
<p>Gibby - I’m curious - what was your EFC and did all colleges require the CSS submission. And which college gave all Loans. Don’t be shy - get these names out so other families can benefit.</p>
<p>Look at the private schools and ivys, we had an amazing offer from Cornell, which was D’s dream school from the beginning, and she is so excited to start classes there. State schools are limited by the state as to how much they can give out, but private schools are not governed this way, and based on our experience, can be very generous. Of course, it is not easy to get in most of the schools that have amazing FA, so keep the grades and test scores up, but it can be done!</p>
<p>Again this is a difficult question to answer as the circumstances vary. Two students with the same EFC bottom line in FAFSA may get two different packages from the same university. As pointed out by sybbie719 and others, the composition of the package is as important as EFC. There were two recent posts about Arizona State, when students were given a package that had PLUS loans of over $25000. Both had EFC’s of zero and one got some college grants (both got PELL and Supplemental grants) and other did not. Baring that everything was loans. Even among top schools, some are more loan oriented than others. So many schools will meet 100% of demonstrated financial need, but some will meet it better than the others.</p>
<p>When you look at schools that meet 100% of need, you need to look at two things very carefully:</p>
<p>1) do they meet 100% of need WITHOUT loans?
2) are you going to be required a large student contribution (which means loans if you can’t pay)?
3) how are they going to asses your EFC?</p>
<p>Of course it can be impossible to determine how a school is going to assess your EFC. However, it helps to look at your savings, assets, income, etc. honestly and openly. If you make $150,000 a year, even under the most lenient financial aid programs, you are going to be expected to pay a lot of money - you are in the top 6% of income earners. If you have a lot of money in savings or assets (even if that money can’t be tapped), know that it is going to be counted against your EFC. And please, be careful of non-custodial parents.</p>
<p>Another thing to remember is that your expected contribution at a school that also uses the CSS/Profile may be very different than your FAFSA EFC. In general, schools that use both distribute Federal aid using the FAFSA and their own instituional aid (university grants) using the CSS/Profile. Families who met the simplified needs test on the FAFSA will have to report those protected assets on the Profile, and home equity (which is not considered by the FAFSA) is usually considered a resource by schools that require the Profile.</p>
<p>2008 EFC = 37091; yes, all 11 colleges required the CSS Profile submission, Georgetown and William and Mary (OOS) gave absolutely no grants or work study – both offered 5,550 federal stafford loans (a combination of subsidized and unsubsidized) to my daughter, with the balance of tuition offered in federal direct plus loans to us. Fortunately, 9 other colleges offered substantially better financial aid.</p>