<p>Another thing to remember is that your expected contribution at a school that also uses the CSS/Profile may be very different than your FAFSA EFC. In general, schools that use both distribute Federal aid using the FAFSA and their own instituional aid (university grants) using the CSS/Profile. Families who met the simplified needs test on the FAFSA will have to report those protected assets on the Profile, and home equity (which is not considered by the FAFSA) is usually considered a resource by schools that require the Profile.</p>