Should I commute or live in an apartment?

<p>Hello,</p>

<p>I am entering my junior year of college this year. I have lived away from my parents for two years (one year in a dorm, one year in an apartment). My parents have moved closer to me (since my younger sister graduated from high school and is going to school far away) since I just happened to pick a college that is a lot closer to their jobs, and this move as allowed them to downsize and cut their commute time by a lot. Now I have encountered a situation where I have to decide giving up my apartment lease (which is a 15-minute walk to campus) or living with my parents, and having a 30/40 minute public transportation ride to school. The obvious pro is that living with my parents will cut down on my eventual student loans by a LOT. I am honestly not sure if I'll be able to pay back my loans within the timeframe set up in my contract, even if I did live at home. The cons are numerous, however. My parents and I fought all the time when I was growing up and I was absolutely miserable living at home. I am an introvert and would no longer have any alone time. I will have close to no time to work out several days a week with commuting, going to school, and going straight to work. I will also not have as much control over my food as I would if I was living alone. My social life would go downhill living far away from my friends. But of course....the money is a large factor. I also feel especially weird with the idea of living at home as an upperclassman, rather than an underclassman. I'm about to turn 21 and feel kind of old for this, even though I understand that people live with their parents at all stages of life, I just mean the reverse seems more logical, living with your family at first, then moving out, rather than moving out and then back in, which is potentially what I am doing. If anyone has any input or experience with commuting in college and wants to help, I would appreciate it!</p>

<p>Personally, I would say to just buckle down and stay with your parents. It’s might not be the ideal situation, but you have the rest of your life to be independent, and that’s going to be a lot easier if you finish up your student loans sooner. Look into exactly how much money you’re going to save and gauge whether it’s worth it for you.</p>

<p>Maybe thinking about the situation in a different way will help. If you were living with your parents right now, are you willing to amass student loans to leave your parents? Don’t worry about the social stigma of going back home. With the economy being the way it is, you are not the only one living your parents to save money. Then again, if the stress of fighting with your parents will effect your school work, you may want to consider staying away. </p>