For the last 7 semesters I’ve commuted to college. Scholarships have paid my tuition and my parents let me live at home for free, so I’m on track to graduate with zero debt. (I’m graduating in the fall.)
The problem is that during those 7 semesters I’ve made no friends and had no social life. I never stuck around campus later than about 6PM because my parents would get worried/upset at me, and I really really didn’t want to start a conflict with them. Besides, by the time classes ended, I was usually tired and ready to come home anyway. I learned to put up with parental nagging like “it’s cold, put on a hat”, “put on a nicer pair of shoes”, etc. Now I’m a senior, and I don’t have a single person I could randomly contact, talk to, or hang out with. I don’t think that’s normal for a 21-year-old. The thought of the money I’m saving just isn’t a motivator like it used to be.
So I calculated that I have enough money to live on my own for the Spring semester (and then get a job over the summer to replenish my bank account). My parents unenthusiastically said they could help me a little monetarily if I wanted to move out and I have a dilemma.
Part of me really wants to move out now and get a bit of the “college experience” before it’s too late, but I can’t justify it financially. I live close to campus already. Why do I want to spend money to live with a bunch of strangers in a house/apartment when I can get meals and my own bed/bath at home for free? Plus I feel guilty taking money from family when I’ve already saved them ~98% of college costs. And I’m planning to move out as soon as I graduate anyway, so what’s the point? Why can’t I be patient?
But I still can’t shake the desire to move out now. I’m conflicted between my financial/practical sensibilities and my heart. What should I do? My parents think I’m being a bit unreasonable. Am I?..