Should I do a Post Graduate year?
Background Information
I am currently a senior. My freshman and sophomore years weren’t the best academically, but I turned that around during my junior and now senior year. My current GPA is 2.96 (which will be updated when our term ends). And on my last SAT, I earned 1100. I am currently studying for the November 5th SAT and working towards the 1300 range. I believe by the end of my senior year, I can bring my GPA up to 3.45.
In terms of course rigor, I am currently taking AP Statistics, AP Psychology, and AP Environmental Science. As for honors classes, I am taking accounting, business law, and civics in the second half of the year. My school offers college credits for three classes–business management, business law, and accounting–all of which I have taken and/or am taking and will be receiving college credit for.
Regarding extracurriculars/unacademic achievements, I have been a member of the stock market club since my freshman and junior years (sophomore excluded due to COVID), and now am the President of the club. We are participating in the Wharton Global High School Investment competition. I also intern at an accounting firm. In terms of work experience, I have worked at my family restaurant since August 2019 and continue to work there. I started my own business in December 2020. My business originally stemmed from a social media marketing agency but became an eBay and Amazon store.
My parents immigrated from Turkey in 1996, with my father having some college experience and my mother having some high school experience. As a result, I am advanced in Turkish. My interests are business, economics, and finance, and my career goal is investment banking.
Questions
Should I do a post-graduate year?
And given my stats, what would my chances of being admitted into a program be?