<p>For the past 2 years I have earned my basics at a community college. I plan on transferring to a university about an hour drive away from home. My question is this... Should I use loans to live on campus? Or the cheapest off campus apartments near by? I only have a retail job here, and have to pay my car and cell phone now. I figured I could get a part time job on campus to help pay for these. I really just want to get my degree!</p>
<p>My house is not not a study friendly zone. I figured since I saved money the first 2 years with a community college, this would be fine.</p>
<p>It sounds like taking out the loans in order to live on campus or in an apartment would be worth it, since you’ll be better able to focus on school.</p>
<p>I don’t know of any women’s schools that are universities. Are you sure you are in the correct forum?</p>
<p>An hour commute is long for a college student, but taking on debt is not something to do lightly. If I were you, I would look at living on or near campus but minimizing expenses by getting rid of the car and keeping a very cheap basic cell plan or pay as you go. Definitely check into the possibility of a work-study job on campus.</p>
<p>Who is paying your tuition now? Are you eligible for Pell or Stafford? Are your parents willing/able to help you with the cost of room and board?</p>
<p>I commuted an hour each way. I didn’t find that it adversely affected my education the way so many people told me it would. If your house isn’t a great study zone, try and find a place either on campus or off that you can study at. If you really think it wouldn’t work, then move out.</p>