TCF Totally Free Mcard Student Checking?

<p>Is it worth it? I've heard quite a few negative things about TCF... but then the pamphlet says that TCF is the only bank that can link your account with your MCard. I'm not very savvy about all of this stuff, so your opinions would be appreciated :)</p>

<p>I don’t think it’s worth it if you already have a regular bank that you are familiar with. The only advantage to having TCF would be if you rely on ATMs a lot, because there are a lot on campus. But if you’re someone that just uses your debit card for everything (like me) then I would stick with your bank. TCF isn’t that great and you really don’t need to have your bank account linked with your m-card. You can still add blue bucks and stuff like that without having them linked.</p>

<p>Is it free again? I left TCF last year in part because checking wasn’t free anymore.</p>

<p>I probably won’t end up getting one, then. I just wasn’t sure if there was anything beneficial about having one. Thanks!</p>

<p>In the information that they sent us, they’ve been advertising it as free.</p>